Capital One Café

4.0
181 reviews

About

Coffee ShopBankATM
Capital One Cafés are part bank, part café–all in one place. Everyone’s welcome, whether you bank with us or not. Come in for everyday banking and in-person support from Ambassadors. Café ATMs are fee-free for Capital One Checking account holders to get cash, deposit cash or checks, check their balance, or pay a credit card bill. Enjoy world-class coffee from Verve Coffee Roasters and an all-day food menu. Get 50% off handcrafted beverages every day when paying with a Capital One or Discover debit or credit card. Settle in and enjoy free Wi-Fi and comfortable spaces for working, meeting or taking a break. You can even work toward money goals with free-for-everyone financial literacy events and workshops. Capital One N.A., Member FDIC.

Details

  • Dine-inAvailable
  • DeliveryNot available
  • TakeoutAvailable
  • Requires appointmentNot available

Location

Capital One Café
401 Broadway, Santa Monica, CA
90401, United States

Hours

Reviews

4.0
181 reviews
5 stars
116
4 stars
16
3 stars
10
2 stars
9
1 star
30
  • RC
    Richard Conrado
    Nov 10, 2025
    1.0
    Why you have to close door for the ATM ? Doesn’t makes any sense! We need it
  • CR
    Christopher Rossiter
    Sep 19, 2025
    3.0
    I wanted to like it but did not. During the first visit there was not enough staff so the wait was ridiculous. I’m not sure if this was an isolated instance. The second visit no food served at all dispute it being lunch. I suspect understaffing was the reason. It’s a cafe inside a bank so it seems not as serious as a standalone coffee shop that needs to operate towards customers. Regarding banking their ATMs are closed outside normal business hours so what is the point.
  • VM
    VA MEDIA
    Sep 5, 2025
    1.0
    Wish I got his name most incompetent male staff there zero help zero manners will report to corporate as we’re not the only ones who walked out due to his bad service
  • DQ
    D Q
    Sep 3, 2025
    5.0
    Sky was extremely friendly and made us both fantastic coffees. The americano was made perfect. Will be back again, Thanks
  • LJ
    Linda Jiang
    Aug 15, 2025
    1.0
    My fiance and I stopped in for coffee after a run and had an unfortunate experience. It was a busy time and only one barista workinf that day so we were waiting at the counter seats for a while for our coffees. As we were waiting, my partner rested his head on the table for a few seconds and this white security guy immediately walked over and told him he had to open his eyes and stay awake. I told him “he is awake” and the guy kept talking down to us like we were doing something wrong. He was rude, condescending, and literally power tripping so hard off being a cafe security man. Lol. Not saying my partner was profiled for being Black, but I can say that no one else in the cafe was being bothered. I left absolutely pissed off and ready to switch banks. Don't bother with this place.

Frequently Asked Questions About Capital One Café

What is a Capital One Café?

A Capital One Café is part bank, part café–all in one convenient and welcoming space. Come in for everyday banking, in-person support from Ambassadors and handcrafted beverages from Verve Coffee Roasters. The Café offers free WiFi and cozy seating for all, plus most of our locations have extended and weekend hours. You can even work toward your money goals with free events, workshops and one-on-one Money & Life mentoring. Visit any of our 60+ locations nationwide whether you bank with us or not. Everyone’s welcome.

Can I come to a Capital One Café if I’m not a customer?

Whether you bank with us or not, everyone is welcome to come in for coffee, relax and recharge at our 55+ Cafés across the nation. Every Capital One Café location is truly a community space that offers both financial and social events to support your everyday well-being.