Capital One Cafés are part bank, part café–all in one place. Everyone’s welcome, whether you bank with us or not. Come in for everyday banking and in-person support from Ambassadors. Café ATMs are fee-free for Capital One Checking account holders to get cash, deposit cash or checks, check their balance, or pay a credit card bill. Enjoy world-class coffee from Verve Coffee Roasters and an all-day food menu. Get 50% off handcrafted beverages every day when paying with a Capital One or Discover debit or credit card. Settle in and enjoy free Wi-Fi and comfortable spaces for working, meeting or taking a break. You can even work toward money goals with free-for-everyone financial literacy events and workshops. Capital One N.A., Member FDIC.
Why you have to close door for the ATM ? Doesn’t makes any sense! We need it
CR
Christopher Rossiter
Sep 19, 2025
3.0
I wanted to like it but did not. During the first visit there was not enough staff so the wait was ridiculous. I’m not sure if this was an isolated instance. The second visit no food served at all dispute it being lunch. I suspect understaffing was the reason. It’s a cafe inside a bank so it seems not as serious as a standalone coffee shop that needs to operate towards customers. Regarding banking their ATMs are closed outside normal business hours so what is the point.
VM
VA MEDIA
Sep 5, 2025
1.0
Wish I got his name most incompetent male staff there zero help zero manners will report to corporate as we’re not the only ones who walked out due to his bad service
DQ
D Q
Sep 3, 2025
5.0
Sky was extremely friendly and made us both fantastic coffees. The americano was made perfect. Will be back again, Thanks
LJ
Linda Jiang
Aug 15, 2025
1.0
My fiance and I stopped in for coffee after a run and had an unfortunate experience. It was a busy time and only one barista workinf that day so we were waiting at the counter seats for a while for our coffees.
As we were waiting, my partner rested his head on the table for a few seconds and this white security guy immediately walked over and told him he had to open his eyes and stay awake. I told him “he is awake” and the guy kept talking down to us like we were doing something wrong. He was rude, condescending, and literally power tripping so hard off being a cafe security man. Lol.
Not saying my partner was profiled for being Black, but I can say that no one else in the cafe was being bothered. I left absolutely pissed off and ready to switch banks. Don't bother with this place.
A Capital One Café is part bank, part café–all in one convenient and welcoming space. Come in for everyday banking, in-person support from Ambassadors and handcrafted beverages from Verve Coffee Roasters. The Café offers free WiFi and cozy seating for all, plus most of our locations have extended and weekend hours. You can even work toward your money goals with free events, workshops and one-on-one Money & Life mentoring. Visit any of our 60+ locations nationwide whether you bank with us or not. Everyone’s welcome.
Can I come to a Capital One Café if I’m not a customer?
Whether you bank with us or not, everyone is welcome to come in for coffee, relax and recharge at our 55+ Cafés across the nation. Every Capital One Café location is truly a community space that offers both financial and social events to support your everyday well-being.
Will you try to sell me something at a Capital One Café?
No. Café Ambassadors are there to support you, not sell you. If you do have questions about products or services, they’re happy to answer them, but you can expect a sales free environment in all Capital One Cafés.
What can you do at a Capital One Café?
Get in-person support for your banking questions from our friendly Ambassadors all while enjoying your favorite beverage, an all-day food menu and comfortable spaces for working or taking a break. Open an account and explore other products and services in a no-pressure environment. Or, enjoy free-for-everyone programs and events to support your financial growth. The choice is yours.
Do Capital One Cafés have food or just coffee?
Yes, there’s a variety of food and beverages served at the Capital One Café.
Featuring craft coffee and a full-service coffee bar from Verve Coffee Roasters [https://www.vervecoffee.com/], teas and more, the Café is your new favorite “coffee spot.” The food menu features breakfast, lunch, snacks, and to-go items to keep you full while you sit and work or if you’re just stopping in for a quick bite.
Do Capital One Customers get perks at the Café?
Yes. While everyone can take advantage of all the things that Cafés have to offer whether you bank with us or not, Capital One customers can get 50% off handcrafed beverages every day when using a Capital One debit or credit card. Account holders of any Capital One product (18+ years of age or older) can reserve semi-private nooks available within almost every Café.
Can I open an account at Capital One Café?
Yes, through our self-service option, you can apply to open an account at a Capital One Café. Chat with a Café Ambassador and they can help you get set up.
How do I bank at a Capital One Café?
Capital One Cafés offer a modernized, friendly approach to banking that provides a low pressure way to get support. While we don’t have traditional bank tellers in our Cafés, customers can use our self-service options to get everyday banking done., even on the weekend. Ambassadors are on hand to assist you along the way with your banking questions, and can even help you apply for an account. Capital One Checking account holders can use Café ATMs fee-free to check their balance, deposit or withdraw cash, make credit card payments and more. Come in for everyday banking–stay to enjoy a handcrafted beverage. You can also:
- Replace, reissue or activate your debit card
- Lock and unlock your debit card
- Change your debit card PIN
- Receive sign-in support
- Update account information like your address, phone number and email address
- Place or remove a stop payment on a check or ACH
- Request duplicate tax forms be mailed to you
- Order a checkbook
Are there ATMs at a Capital One Café?
Yes, there are self-service ATMs available at all Cafés that are fee-free to Capital One customers. You can use them to deposit cash, deposit checks, pay your credit card bill and more. Not a customer? There’s a small fee to use the ATMs.
Can you reserve space at the Café?
Account holders (18+) can reserve a nook—a private workspace with tables and outlets—when they’re in the Café or from their Capital One mobile app. When in the Café, visitors can scan the QR code on the door of the nook to access the reservation portal to complete their booking. As of December 2024, account holders can make reservations in the Capital One mobile app by searching for their preferred Café, viewing the details of that Café and selecting "Reserve a Nook" to access the reservation portal.
What is a Capital One Café in Santa Monica?
A Capital One Café is a combined bank and café space offering everyday banking services alongside handcrafted beverages from Verve Coffee Roasters, free Wi-Fi, and cozy seating. It provides in-person support from Ambassadors, free financial events, and is open to everyone, whether you bank with Capital One or not.
Can I visit the Capital One Café in Santa Monica if I am not a Capital One customer?
Yes, the Santa Monica Capital One Café welcomes everyone to enjoy coffee, food, and comfortable work or meeting spaces regardless of banking status.
What banking services can I access at the Capital One Café in Santa Monica?
You can perform everyday banking using self-service options, including deposits, withdrawals, checking balances, and applying for accounts. Ambassadors are available to assist with questions and account setup. Capital One Checking account holders can also use fee-free ATMs at the Café.
Does the Capital One Café offer food and beverages?
Yes, the Santa Monica Café serves a variety of coffee and beverages including espresso, teas, and cold drinks, alongside an all-day food menu featuring breakfast, lunch, snacks, small plates, and pastries.
Are there any special perks for Capital One customers at the Santa Monica Café?
Capital One customers receive 50% off handcrafted beverages daily when using a Capital One debit or credit card and can reserve semi-private nooks for a focused workspace.
Can I reserve a workspace at the Capital One Café in Santa Monica?
Yes, account holders aged 18 or older can reserve private nooks for working either in the Café or via the Capital One mobile app by scanning the QR code at the Café or selecting 'Reserve a Nook' in the app.
What are the operating hours of the Capital One Café in Santa Monica?
The Café is open Monday through Friday from 8:00 AM to 6:00 PM, and on weekends from 9:00 AM to 5:00 PM.
How can nearby Chase Bank and Capital One ATM assist customers visiting the Capital One Café in Santa Monica?
If you need additional banking services, nearby Chase Bank and Capital One ATM locations provide convenient access to financial services and ATMs, helping customers easily manage their banking needs around the Santa Monica area.
What attractions near the Capital One Café in Santa Monica can I visit before or after my visit?
Nearby landmarks like Vintage at 425 Broadway Apartments and shopping destinations such as Tradsey and Bubar Jewelers provide interesting places to explore before or after your time at the Café.
Are there convenient parking options near the Capital One Café in Santa Monica?
Yes, Parking Structure #5 is located nearby, providing accessible parking options for visitors to the Capital One Café and the surrounding area.