Business Details
About
Coffee ShopBankATMCapital One
Capital One Cafés are part bank, part café–all in one place. Everyone’s welcome, whether you bank with us or not. Come in for everyday banking and in-person support from Ambassadors. Café ATMs are fee-free for Capital One Checking account holders to get cash, deposit cash or checks, or check their balance. Enjoy world-class coffee from Verve Coffee Roasters and an all-day food menu. Get 50% off handcrafted beverages every day when paying with a Capital One or Discover debit or credit card. Settle in and enjoy free Wi-Fi and comfortable spaces for working, meeting or taking a break. You can even work toward money goals with free-for-everyone financial literacy events and workshops. Capital One N.A., Member FDIC.
Details
- Dine-inAvailable
- DeliveryNot available
- TakeoutAvailable
- Requires appointmentNot available
Location
Capital One Café
4311 La Jolla Village Dr Ste M2235, San Diego, CA
92122, United States
Hours
Reviews
3.7
131 reviews
5 stars
72
4 stars
15
3 stars
9
2 stars
8
1 star
27
- ACAmy Chow4 days ago4.0Good quiet place for working and reading
- ASAustin SiefkenDec 29, 20252.0Went to the cafe for a place to study. It was nice that they have free wifi and plenty of outlets but thats all this place has going for it. Food is poorly made and cook from frozen so it is often soggy. If you want to sit you have to buy something which is reasonable until you see there prices. I got an 8 Oz latte with caramel and it came out to 7 dollars. I'm not sure how you unchangeable something that much but they did. You would expect the coffee to atheist be decent then but no. The espresso tasted burt and the milk was sour. Would not recommend. Its a shame that capital one cafe is one of the few quiet places to study in UTC.
- AAAplih ADec 13, 20253.0Cafe in the mall is a great place to relax, work, or take a break from shopping. The space is clean, modern, and welcoming, with plenty of seating but noisy atmosphere. It’s nice to stop in for a quick drink but spending some time on your laptop can be hard with the noise. The coffee and drinks are decent, and Capital One cardholders get a nice discount, which is a plus. Staff are friendly and helpful, and there’s no pressure to be a Capital One customer to enjoy the space. Overall, a decent spot that adds value to the mall experience.
- JPJeevan ProductionsDec 12, 20255.0This was my first time experience and it was a wonderful one. Matcha was so delicious 😋
- SBShawna BakerDec 6, 20255.0We had a banking issue & popped into this Capitol One Cafe. Even though they were not able to get our issue taken care of. Chris went above & beyond to assist us in getting someone on the phone who could assist us. He even threw in a latte. Chris provided amazing customer service & went above & beyond to help us.
Frequently Asked Questions About Capital One Café
What is a Capital One Café?
A Capital One Café is part bank, part café–all in one convenient and welcoming space. Come in for everyday banking, in-person support from Ambassadors and handcrafted beverages from Verve Coffee Roasters. The Café offers free WiFi and cozy seating for all, plus most of our locations have extended and weekend hours. You can even work toward your money goals with free events, workshops and one-on-one Money & Life mentoring. Visit any of our 60+ locations nationwide whether you bank with us or not. Everyone’s welcome.
Can I come to a Capital One Café if I’m not a customer?
Whether you bank with us or not, everyone is welcome to come in for coffee, relax and recharge at our 55+ Cafés across the nation. Every Capital One Café location is truly a community space that offers both financial and social events to support your everyday well-being.
Will you try to sell me something at a Capital One Café?
No. Café Ambassadors are there to support you, not sell you. If you do have questions about products or services, they’re happy to answer them, but you can expect a sales free environment in all Capital One Cafés.
What can you do at a Capital One Café?
Get in-person support for your banking questions from our friendly Ambassadors all while enjoying your favorite beverage, an all-day food menu and comfortable spaces for working or taking a break. Open an account and explore other products and services in a no-pressure environment. Or, enjoy free-for-everyone programs and events to support your financial growth. The choice is yours.
Do Capital One Cafés have food or just coffee?
Yes, there’s a variety of food and beverages served at the Capital One Café.
Featuring craft coffee and a full-service coffee bar from Verve Coffee Roasters [https://www.vervecoffee.com/], teas and more, the Café is your new favorite “coffee spot.” The food menu features breakfast, lunch, snacks, and to-go items to keep you full while you sit and work or if you’re just stopping in for a quick bite.
Do Capital One Customers get perks at the Café?
Yes. While everyone can take advantage of all the things that Cafés have to offer whether you bank with us or not, Capital One customers can get 50% off handcrafed beverages every day when using a Capital One debit or credit card. Account holders of any Capital One product (18+ years of age or older) can reserve semi-private nooks available within almost every Café.
Can I open an account at Capital One Café?
Yes, through our self-service option, you can apply to open an account at a Capital One Café. Chat with a Café Ambassador and they can help you get set up.
How do I bank at a Capital One Café?
Capital One Cafés offer a modernized, friendly approach to banking that provides a low pressure way to get support. While we don’t have traditional bank tellers in our Cafés, customers can use our self-service options to get everyday banking done., even on the weekend. Ambassadors are on hand to assist you along the way with your banking questions, and can even help you apply for an account. Capital One Checking account holders can use Café ATMs fee-free to check their balance, deposit or withdraw cash, make credit card payments and more. Come in for everyday banking–stay to enjoy a handcrafted beverage. You can also:
- Replace, reissue or activate your debit card
- Lock and unlock your debit card
- Change your debit card PIN
- Receive sign-in support
- Update account information like your address, phone number and email address
- Place or remove a stop payment on a check or ACH
- Request duplicate tax forms be mailed to you
- Order a checkbook
Are there ATMs at a Capital One Café?
Yes, there are self-service ATMs available at all Cafés that are fee-free to Capital One customers. You can use them to deposit cash, deposit checks, pay your credit card bill and more. Not a customer? There’s a small fee to use the ATMs.
Can you reserve space at the Café?
Account holders (18+) can reserve a nook—a private workspace with tables and outlets—when they’re in the Café or from their Capital One mobile app. When in the Café, visitors can scan the QR code on the door of the nook to access the reservation portal to complete their booking. As of December 2024, account holders can make reservations in the Capital One mobile app by searching for their preferred Café, viewing the details of that Café and selecting "Reserve a Nook" to access the reservation portal.
What is a Capital One Café?
A Capital One Café combines banking and café experiences, offering everyday banking with in-person Ambassador support alongside handcrafted beverages from Verve Coffee Roasters. It provides free WiFi, cozy seating, extended hours at most locations, and free financial events, welcoming everyone whether or not you bank with Capital One.
Can non-Capital One customers visit the Capital One Café?
Yes, everyone is welcome to visit Capital One Cafés. Whether or not you bank with Capital One, you can enjoy coffee, relax, and participate in community financial and social events available at all locations.
Are there food options available at the Capital One Café?
Yes, the Café offers a variety of food along with coffee, including breakfast, lunch, snacks, and to-go items, making it a great spot for a quick bite or a meal while you work or relax.
Do Capital One customers receive any special perks at the Café?
Yes. Capital One account holders get 50% off handcrafted beverages daily when paying with a Capital One or Discover card. They can also reserve semi-private nooks at most locations for a more private workspace experience.
What banking services can I access at the Capital One Café?
At the Café, you can use self-service banking options supported by Ambassadors, including opening accounts, managing accounts, replacing cards, updating information, setting stop payments, and using fee-free ATMs if you have a Capital One Checking account.
Are ATMs available at the Capital One Café and are there any fees?
Yes, self-service ATMs are available at all Capital One Cafés. They are fee-free for Capital One Checking account holders for deposits, withdrawals, balance inquiries, and payments. Non-customers may incur a small fee.
Can I reserve a private workspace at Capital One Café?
Yes, Capital One account holders aged 18 or older can reserve semi-private nooks either in person at the Café by scanning the QR code on the nook door or through the Capital One mobile app for a comfortable and private working space.
What are the operating hours of the Capital One Café at Westfield UTC, San Diego?
The Capital One Café at Westfield UTC is open from 10:00 AM to 8:00 PM Monday through Saturday, and from 11:00 AM to 7:00 PM on Sundays.
What nearby places can I visit before or after my visit to the Capital One Café?
Nearby places include popular retailers like AT&T Store, American Eagle, and H&M, as well as eateries such as Pinkberry and Panini Kabob Grill. You can shop for clothes or electronics or enjoy a treat before or after banking or coffee at the Café.
How can nearby locations like the AT&T Store or Pinkberry enhance my visit to Capital One Café?
If you need mobile accessories or services, the nearby AT&T Store offers convenient options, while Pinkberry provides a place for a refreshing dessert or snack. These nearby shops can make your visit to the Capital One Café part of a productive and enjoyable outing.