Capital One Cafés are part bank, part café–all in one place. Everyone’s welcome, whether you bank with us or not. Come in for everyday banking and in-person support from Ambassadors. Café ATMs are fee-free for Capital One Checking account holders to get cash, deposit cash or checks, or check their balance. Enjoy world-class coffee from Verve Coffee Roasters and an all-day food menu. Get 50% off handcrafted beverages every day when paying with a Capital One or Discover debit or credit card. Settle in and enjoy free Wi-Fi and comfortable spaces for working, meeting or taking a break. You can even work toward money goals with free-for-everyone financial literacy events and workshops. Capital One N.A., Member FDIC.
The service here is TERRIBLE. Every time I have been to a Capital One Cafe (in multiple locations), there wasn't a bathroom provided, or it was being cleaned or out of order, and I had to run to the bathroom for simply two minutes--or one time, I snuck out for two seconds to use the water fountain--and left my laptop as I was doing important work to which I wanted to resume. And each time someone came over to where I was sitting and lectured me about leaving my stuff unattended. It was extremely uncomfortable and embarassing. What if I had a medical condition that required instant bathroom access? Did they think I was some homeless person, or worse, a security threat? I felt VERY UNCOMFORTABLE around these people.
AH
Anunnaki's Indigo Transam Gold Hoarder
Dec 11, 2025
5.0
Great chill spot for some coffee and better than Starbucks.
RG
Rias Gremory
Dec 8, 2025
5.0
Such a wonderful place — everything was perfect from start to finish
JJ
Jika Ji
Dec 5, 2025
5.0
Great experience! Friendly staff and a very cozy vibe
DN
Dinelia Noel
Nov 25, 2025
1.0
Ambassador Alex told me they are not there to answer questions and cannot give any advice. They also can’t do anything so I closed my account after 10 years of business with capital one.
A Capital One Café is part bank, part café–all in one convenient and welcoming space. Come in for everyday banking, in-person support from Ambassadors and handcrafted beverages from Verve Coffee Roasters. The Café offers free WiFi and cozy seating for all, plus most of our locations have extended and weekend hours. You can even work toward your money goals with free events, workshops and one-on-one Money & Life mentoring. Visit any of our 60+ locations nationwide whether you bank with us or not. Everyone’s welcome.
Can I come to a Capital One Café if I’m not a customer?
Whether you bank with us or not, everyone is welcome to come in for coffee, relax and recharge at our 55+ Cafés across the nation. Every Capital One Café location is truly a community space that offers both financial and social events to support your everyday well-being.
Will you try to sell me something at a Capital One Café?
No. Café Ambassadors are there to support you, not sell you. If you do have questions about products or services, they’re happy to answer them, but you can expect a sales free environment in all Capital One Cafés.
What can you do at a Capital One Café?
Get in-person support for your banking questions from our friendly Ambassadors all while enjoying your favorite beverage, an all-day food menu and comfortable spaces for working or taking a break. Open an account and explore other products and services in a no-pressure environment. Or, enjoy free-for-everyone programs and events to support your financial growth. The choice is yours.
Do Capital One Cafés have food or just coffee?
Yes, there’s a variety of food and beverages served at the Capital One Café.
Featuring craft coffee and a full-service coffee bar from Verve Coffee Roasters [https://www.vervecoffee.com/], teas and more, the Café is your new favorite “coffee spot.” The food menu features breakfast, lunch, snacks, and to-go items to keep you full while you sit and work or if you’re just stopping in for a quick bite.
Do Capital One Customers get perks at the Café?
Yes. While everyone can take advantage of all the things that Cafés have to offer whether you bank with us or not, Capital One customers can get 50% off handcrafed beverages every day when using a Capital One debit or credit card. Account holders of any Capital One product (18+ years of age or older) can reserve semi-private nooks available within almost every Café.
Can I open an account at Capital One Café?
Yes, through our self-service option, you can apply to open an account at a Capital One Café. Chat with a Café Ambassador and they can help you get set up.
How do I bank at a Capital One Café?
Capital One Cafés offer a modernized, friendly approach to banking that provides a low pressure way to get support. While we don’t have traditional bank tellers in our Cafés, customers can use our self-service options to get everyday banking done., even on the weekend. Ambassadors are on hand to assist you along the way with your banking questions, and can even help you apply for an account. Capital One Checking account holders can use Café ATMs fee-free to check their balance, deposit or withdraw cash, make credit card payments and more. Come in for everyday banking–stay to enjoy a handcrafted beverage. You can also:
- Replace, reissue or activate your debit card
- Lock and unlock your debit card
- Change your debit card PIN
- Receive sign-in support
- Update account information like your address, phone number and email address
- Place or remove a stop payment on a check or ACH
- Request duplicate tax forms be mailed to you
- Order a checkbook
Are there ATMs at a Capital One Café?
Yes, there are self-service ATMs available at all Cafés that are fee-free to Capital One customers. You can use them to deposit cash, deposit checks, pay your credit card bill and more. Not a customer? There’s a small fee to use the ATMs.
Can you reserve space at the Café?
Account holders (18+) can reserve a nook—a private workspace with tables and outlets—when they’re in the Café or from their Capital One mobile app. When in the Café, visitors can scan the QR code on the door of the nook to access the reservation portal to complete their booking. As of December 2024, account holders can make reservations in the Capital One mobile app by searching for their preferred Café, viewing the details of that Café and selecting "Reserve a Nook" to access the reservation portal.
What is a Capital One Café?
A Capital One Café combines banking services with a café experience, offering in-person support, handcrafted coffee and beverages, free WiFi, and comfortable seating for all. It's a welcoming space for banking, working, meeting, and relaxation.
Can I visit Capital One Café if I'm not a customer?
Yes, everyone is welcome to visit Capital One Café—whether or not you are a customer—to enjoy coffee, food, free WiFi, and financial events in a community space.
What banking services are available at Capital One Café?
You can open accounts, get in-person assistance from Ambassadors, use fee-free ATMs for deposits and withdrawals, replace or activate debit cards, change PINs, update account information, and more, all in a low-pressure environment.
Does Capital One Café serve food and drinks?
Yes, the café offers handcrafted coffee from Verve Coffee Roasters, teas, and a full menu including breakfast, lunch, snacks, and to-go items to enjoy while working or relaxing.
Are there any discounts at Capital One Café for Capital One customers?
Capital One customers receive 50% off handcrafted beverages every day when using a Capital One debit or credit card. Account holders 18+ can also reserve semi-private nook spaces for work or meetings.
Can I reserve a workspace at Capital One Café?
Yes, account holders aged 18 or older can reserve a semi-private nook either in the café by scanning a QR code or via the Capital One mobile app for a comfortable private workspace.
What are the operating hours of Capital One Café at Westfield Galleria in Roseville?
The café is open Monday to Wednesday from 10:00 AM to 8:00 PM, Thursday 11:00 AM to 8:00 PM, Friday and Saturday 10:00 AM to 9:00 PM, and Sunday 11:00 AM to 7:00 PM.
Which nearby stores can I visit at Westfield Galleria after enjoying Capital One Café?
After your visit, you can explore nearby stores like Express, Zumiez, Lululemon Athletica, and Sephora for clothing and beauty products or check out the Tempur-Pedic Flagship Store for furniture.
Are there other coffee shops near Capital One Café at Westfield Galleria?
Yes, Peet's Coffee and Tea is a nearby coffee shop you can visit for additional coffee options while shopping or relaxing in the area.
How can nearby stores like Tesla Motors or Williams-Sonoma enhance my visit to Capital One Café?
You can combine your visit to Capital One Café with trips to nearby places such as Tesla Motors for car shopping and Williams-Sonoma for home goods, making your day productive and enjoyable.