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About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
4.6
9 reviews
5 stars
8
4 stars0
3 stars0
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1 star
1
- KSKris StatonOct 8, 20255.0Always thorough and great customer service
- DBDolores BarberAug 18, 20255.0The pre approval was great. The staff were always friendly and courteous.
- KKKayAug 6, 20255.0Everyone I interacted with was always friendly, professional, and always offered exceptional customer service!
- DBdonna bookerJul 3, 20255.0Should you need help to receive a loan Republic Finance you can count on
- JCJustin CallisMar 25, 20241.0These people are worse than the mob. Got a loan from them, was in a tight spot. I have made all payments on time no late payments. Try to adjust my interest rate they ask for my car tittle to get me from a 36% to 19% interest rate . Just another pay day loan place. RUN DO NOT DO BUSINESS WITH THIS ESTABLISHMENT!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What financial services does Republic Finance in Virginia Beach offer?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and emergency expenses to help customers meet their financial needs.
How does pre-qualification differ from a full loan application at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information, while final approval and terms require completion of a full loan application.
Is the loan check I received in the mail from Republic Finance legitimate?
Yes, the loan check is a real, pre-approved loan offer from Republic Finance.
What is the difference between interest rate and APR on a Republic Finance loan?
The interest rate is the cost percentage for borrowing money, excluding fees. APR includes the interest rate plus additional fees such as origination and documentation fees, usually making it higher than the interest rate.
What does refinancing a loan mean at Republic Finance?
Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, or repayment timeline, including the balance from the former loan and fees.
How quickly can I receive funds after loan approval at Republic Finance Virginia Beach?
Funds are typically deposited within 1-2 business days for electronic funding, or received the same day as a paper check if closing at the physical office.
What loan amounts can I borrow from Republic Finance in Virginia Beach?
Loan amounts depend on factors like state and income, with a maximum pre-qualification amount of $10,000 online.
What are the local branch hours for Republic Finance at 3809 Princess Anne Rd.?
The branch is open Monday to Friday from 8:30 AM to 5:30 PM, and closed on weekends and major holidays like Thanksgiving and Christmas.
Are there any nearby places I can visit before or after my visit to Republic Finance on Princess Anne Rd.?
Yes, you can enjoy coffee at Beignets & Brew, grab a meal at Marco's Pizza or Inaka Sushi, or visit the Armed Forces Career Center nearby.
How can nearby health and fitness locations complement my visit to Republic Finance?
After your visit, you might benefit from wellness services at SportsMED Chiropractic and Sports Medicine or work out at Onelife Fitness - Princess Anne near Republic Finance.
What nearby services can help with personal care and relaxation near Republic Finance?
Nearby, you can find beauty and spa services at Sundays Sun Spa Wellness and Princess Nails & Spa to relax after handling your finances.