Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and emergency expenses to help customers meet their financial needs.

Pre-qualification provides an estimate of loan terms based on your credit and information, while final approval and terms require completion of a full loan application.

Yes, the loan check is a real, pre-approved loan offer from Republic Finance.

The interest rate is the cost percentage for borrowing money, excluding fees. APR includes the interest rate plus additional fees such as origination and documentation fees, usually making it higher than the interest rate.

Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, or repayment timeline, including the balance from the former loan and fees.

Funds are typically deposited within 1-2 business days for electronic funding, or received the same day as a paper check if closing at the physical office.

Loan amounts depend on factors like state and income, with a maximum pre-qualification amount of $10,000 online.

The branch is open Monday to Friday from 8:30 AM to 5:30 PM, and closed on weekends and major holidays like Thanksgiving and Christmas.

Yes, you can enjoy coffee at Beignets & Brew, grab a meal at Marco's Pizza or Inaka Sushi, or visit the Armed Forces Career Center nearby.

After your visit, you might benefit from wellness services at SportsMED Chiropractic and Sports Medicine or work out at Onelife Fitness - Princess Anne near Republic Finance.

Nearby, you can find beauty and spa services at Sundays Sun Spa Wellness and Princess Nails & Spa to relax after handling your finances.