Business Details
About
Bank
F&M’s presence in the Shenandoah Valley region of Virginia goes all the way back to 1908. Throughout our history we have been dedicated to investing in the communities where our customers and employees live and work.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.1
15 reviews
5 stars
11
4 stars
1
3 stars0
2 stars0
1 star
3
- JMJoseph MayMar 3, 20251.0My mother has sent me to the bank (she's disabled and I'm her caretaker) for years now. This morning the ATM acted like the usual amount was too much, I entered a lower amount and it was still too much. Things like this are why I stopped using this banking company in 2019 and soon enough my mother (has been with this company for over 20 years) will be finding different bank as soon as possible!
- NCN. C.Oct 14, 20231.0THE WORST.If your card is lost( they have the swipe cards so criminals can clean u out ) because it's impossible to get in touch with a live person. Then try the Saturday drive thru..if you have alot if time to kill ..takes 4ever. And if you have 2 separate accounts,the ATM machine puts both account balances on your printed receipt, leaving you to wonder..How much is on both cards( cause they give you a complete balance, not a separate one)
- TRTeresa RitchieNov 27, 20225.0Very easy to deal with friendly staff
- NSNatalie Strickler-AltOct 20, 20225.0The staff there is always smiling and friendly in the drive-thru. They always make sure to speak to customers and make everyone feel welcome!
- SRSouthern Belle ReviewsMar 12, 20191.010.49 percent interest on a minivan? Are you kidding me???? You are robbers!!
Frequently Asked Questions About F&M Bank Timberville
What is F&M Bank's Routing Number
F&M Bank's Routing Number is: 051404419
What do I need to open an account?
- Proof of name and street address, date of birth, and a photocopy of your driver’s license or passport.
- U.S. persons, please bring your social security number. Foreign persons, please bring your passport number and country of issuance.
- If you need additional documentation to support your physical address, you may bring a voter registration card or vehicle title. If these items are not available, please contact us for other documentation commonly accepted.
- For business accounts – Please bring along the documentation listed above for any party with 25% or more equity interest in the business.
What should I do if my card is lost or stolen?
If your Visa check card is lost or stolen, or you suspect fraud on your account, we want to know right away. The card will be de-activated so no one else can use it. This notification is a requirement for you to avoid liability* for unauthorized use.
What is the difference between F&M Bank and F&M Mortgage?
F&M Mortgage is a subsidiary of F&M Bank and handles traditional home loans in our area.
How do I open an account?
Complete an online application and visit one of our branches to complete the process.
How do I open a checking or savings account?
You can open an account online or by visiting any of our branch locations. Bring a government-issued ID and your Social Security number.
How do I report a lost or stolen debit card?
Call us immediately during normal operating hours at (540) 896-8941or disable your card through online or mobile banking for your protection. Learn how here: https://www.fmbankva.com/cardmanagement/
Are my deposits FDIC insured?
Yes. All deposits are FDIC insured up to the maximum allowed by law. F&M Bank also offers ICS services, or Insured Cash Sweep, for clients with deposits greater than the current maximum allowed to received FDIC coverage.
How do I place a stop payment on a check?
You can request a stop payment through online banking, our mobile app, or by calling your local branch. You’ll need the check number, amount, and payee details. Stop payment fees may apply.
What are ‘collected funds’?
Collected funds are money that has fully cleared and is available for withdrawal. Deposits like checks may take 1–3 business days to become collected, depending on the source and amount.
Can I stop an ACH transaction or automatic payment?
Yes, but it must be done before the transaction processes. Contact us as soon as possible with the payment details. Some recurring ACH payments may require written confirmation.
How long does a stop payment last?
Stop payments typically remain in effect for six months. You can renew or cancel them anytime by contacting the bank.
Why do I need collected funds for certain transactions?
Transactions like outgoing wires or cashier’s checks require collected funds to ensure the money is guaranteed and immediately available.
Do you offer mobile banking?
Yes! Our mobile app allows you to check balances, transfer funds, deposit checks, pay bills, and more—anytime, anywhere.
How can I reset my online banking password?
Click "Forgot Password" on the login screen or call our support team for assistance.
Do you offer business banking services?
Absolutely. We offer a full range of business accounts, loans, merchant services, and cash management tools.
What are the drive-through hours at F&M Bank Timberville?
The drive-through is open Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 5:30 PM, and Saturday from 8:30 AM to 12:00 PM. It is closed on Sundays.
Is F&M Bank Timberville open on holidays?
The bank is closed on major holidays like November 11 and 27, December 25 and 26, and January 1. Some holidays have reduced or modified hours, for example, December 24 from 8:30 AM to 12:00 PM and December 31 from 8:30 AM to 2:00 PM.
What do I need to open a personal or business account at F&M Bank Timberville?
You need proof of name, street address, and date of birth, plus a photocopy of your driver's license or passport. U.S. persons must bring their Social Security number; foreign persons need their passport number and country of issuance. Business accounts require documentation for any party with 25% or more equity interest.
How can I report a lost or stolen Visa check card at F&M Bank Timberville?
Call the bank immediately during normal operating hours at (540) 896-8941 or disable your card through online or mobile banking to protect your account.
Does F&M Bank Timberville offer mobile and online banking services?
Yes, the bank provides mobile and online banking with features like checking balances, transferring funds, depositing checks, paying bills, eStatements, and supports Apple Pay, Google Pay, and Zelle.
Are deposits at F&M Bank Timberville FDIC insured?
Yes, all deposits are FDIC insured up to the maximum allowed by law. The bank also offers Insured Cash Sweep services for deposits exceeding the standard FDIC coverage.
Where is F&M Bank Timberville located?
The bank is located at 165 New Market Road, Timberville, VA 22853, USA.
What nearby services can I access around F&M Bank Timberville?
Nearby, customers can find the Sentara RMH Timberville Health Center for medical needs, Virginia ABC for beverage purchases, and the Timberville Fire Department for emergency services.
Are there retail and dining options close to F&M Bank Timberville?
Yes, nearby you can visit Roost, an American barbecue restaurant, Walmart Supercenter for shopping, and 7-Eleven for convenience items and coffee.
Can I find mobile phone and electronic stores near F&M Bank Timberville?
Yes, Wireless Zone (Verizon Authorized Retailer), Verizon store, and Walmart offer mobile phone products and electronic services nearby.