Business Details
About
Bank
F&M’s presence in the Shenandoah Valley region of Virginia goes all the way back to 1908. Throughout our history we have been dedicated to investing in the communities where our customers and employees live and work.
Details
- Requires appointmentNot available
- Drive-throughAvailable
Location
F&M Bank Staunton (North Augusta)
2813 N. Augusta Street, Staunton, VA
24401, United States
Hours
Reviews
4.8
34 reviews
5 stars
32
4 stars0
3 stars0
2 stars0
1 star
2
- PPPaulOct 8, 20241.0I wrote an $18 check to a local business that does its banking at F&M. F&M incorrectly processed my check and said my account at a credit union had insufficient funds which was incorrect. They then placed a $50.00 non-sufficient fee on my account at my credit union. I disputed the fee and had it removed, but incompetence of F&M ate up a lot of my time for no good reason at all. They nearly cost the merchant involved my business, as well.
- JBJessica BazzreaNov 15, 20225.0We love Angela! She’s such a big help to us whenever we need something done.
- RMRaine MarshallNov 15, 20225.0Smiling faces, fast service. The team on North Augusta Street care about their customers!
- DVDante VestNov 15, 20225.0Angela,Shelby and Mason, always provide the best service possible! Making all services easy and quick! Love these guys!
Frequently Asked Questions About F&M Bank Staunton (North Augusta)
What is F&M Bank's Routing Number
F&M Bank's Routing Number is: 051404419
What do I need to open an account?
- Proof of name and street address, date of birth, and a photocopy of your driver’s license or passport.
- U.S. persons, please bring your social security number. Foreign persons, please bring your passport number and country of issuance.
- If you need additional documentation to support your physical address, you may bring a voter registration card or vehicle title. If these items are not available, please contact us for other documentation commonly accepted.
- For business accounts – Please bring along the documentation listed above for any party with 25% or more equity interest in the business.
What should I do if my card is lost or stolen?
If your Visa check card is lost or stolen, or you suspect fraud on your account, we want to know right away. The card will be de-activated so no one else can use it. This notification is a requirement for you to avoid liability* for unauthorized use.
What is the difference between F&M Bank and F&M Mortgage?
F&M Mortgage is a subsidiary of F&M Bank and handles traditional home loans in our area.
How do I open an account?
Complete an online application and visit one of our branches to complete the process.
How do I open a checking or savings account?
You can open an account online or by visiting any of our branch locations. Bring a government-issued ID and your Social Security number.
How do I report a lost or stolen debit card?
Call us immediately during normal operating hours at (540) 896-8941or disable your card through online or mobile banking for your protection. Learn how here: https://www.fmbankva.com/cardmanagement/
Are my deposits FDIC insured?
Yes. All deposits are FDIC insured up to the maximum allowed by law. F&M Bank also offers ICS services, or Insured Cash Sweep, for clients with deposits greater than the current maximum allowed to received FDIC coverage.
How do I place a stop payment on a check?
You can request a stop payment through online banking, our mobile app, or by calling your local branch. You’ll need the check number, amount, and payee details. Stop payment fees may apply.
What are ‘collected funds’?
Collected funds are money that has fully cleared and is available for withdrawal. Deposits like checks may take 1–3 business days to become collected, depending on the source and amount.
Can I stop an ACH transaction or automatic payment?
Yes, but it must be done before the transaction processes. Contact us as soon as possible with the payment details. Some recurring ACH payments may require written confirmation.
How long does a stop payment last?
Stop payments typically remain in effect for six months. You can renew or cancel them anytime by contacting the bank.
Why do I need collected funds for certain transactions?
Transactions like outgoing wires or cashier’s checks require collected funds to ensure the money is guaranteed and immediately available.
Do you offer mobile banking?
Yes! Our mobile app allows you to check balances, transfer funds, deposit checks, pay bills, and more—anytime, anywhere.
How can I reset my online banking password?
Click "Forgot Password" on the login screen or call our support team for assistance.
Do you offer business banking services?
Absolutely. We offer a full range of business accounts, loans, merchant services, and cash management tools.
What are the regular drive-thru hours for F&M Bank Staunton (North Augusta)?
The drive-thru is open Monday to Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 8:30 AM to 12:00 PM. It is closed on Sundays.
Is F&M Bank Staunton (North Augusta) open on holidays?
The bank is closed on Veterans Day (Nov 11), Thanksgiving Day (Nov 27), Christmas Day (Dec 25), and New Year's Day (Jan 1). It has reduced hours on Christmas Eve (8:30 AM - 12:00 PM) and New Year's Eve (8:30 AM - 2:00 PM).
How can I open a checking or savings account at F&M Bank Staunton?
You can open an account online or by visiting the branch in person. Bring a government-issued ID and your Social Security number.
What should I do if my debit or Visa check card is lost or stolen?
Immediately notify the bank during operating hours to deactivate the card and prevent unauthorized use. You can call (540) 213-8686 or disable your card through online or mobile banking.
Are deposits at F&M Bank insured?
Yes, all deposits are FDIC insured up to the maximum allowed by law. The bank also offers Insured Cash Sweep services for high deposit amounts.
Does F&M Bank Staunton offer mobile banking services?
Yes, they provide a mobile app for checking balances, transferring funds, depositing checks, paying bills, and more, available on both Android and iOS.
What nearby services can I visit after banking at F&M Bank Staunton?
Nearby, you can visit Staunton Dental Care for dental needs or Bethesda Physical Therapy and Wellness for health services. Both are conveniently close for your appointments after banking.
Are there other financial services near F&M Bank Staunton?
Yes, nearby financial services include the Internal Revenue Service and ALCOA Mortgage, which offer tax-related assistance and mortgage services respectively.
What nearby community resources are close to F&M Bank Staunton?
The Veterans Services Department and Social Security Administration are nearby, providing valuable community and government assistance.
Does F&M Bank Staunton have wheelchair accessible parking and a drive-thru service?
Yes, the bank provides wheelchair accessible parking and has a drive-thru for customer convenience.