F&M’s presence in the Shenandoah Valley region of Virginia goes all the way back to 1908. Throughout our history we have been dedicated to investing in the communities where our customers and employees live and work.
Awesome staff Very efficient
I have been a customer since 01/09
EP
Eric Pisk
Aug 24, 2025
5.0
Always the best experience with a bank. Employees and services top-notch. Strong support with my business accounts. Highly recommend putting your trust in them.
EM
Elsie M Madru
Aug 19, 2025
5.0
I was able to get everything done she was a big help. Been banking with F&M for a long time.
ME
Mikalyn Ellyson
Nov 22, 2022
5.0
Breanna Rodgers is a pleasure to work with and is always friendly. She is able to get done what I am needing help with every time I go in and is always professional. Love her
Frequently Asked Questions About F&M Bank Harrisonburg (Coffman's Corner)
What is F&M Bank's Routing Number
F&M Bank's Routing Number is: 051404419
What do I need to open an account?
- Proof of name and street address, date of birth, and a photocopy of your driver’s license or passport.
- U.S. persons, please bring your social security number. Foreign persons, please bring your passport number and country of issuance.
- If you need additional documentation to support your physical address, you may bring a voter registration card or vehicle title. If these items are not available, please contact us for other documentation commonly accepted.
- For business accounts – Please bring along the documentation listed above for any party with 25% or more equity interest in the business.
What should I do if my card is lost or stolen?
If your Visa check card is lost or stolen, or you suspect fraud on your account, we want to know right away. The card will be de-activated so no one else can use it. This notification is a requirement for you to avoid liability* for unauthorized use.
What is the difference between F&M Bank and F&M Mortgage?
F&M Mortgage is a subsidiary of F&M Bank and handles traditional home loans in our area.
How do I open an account?
Complete an online application and visit one of our branches to complete the process.
How do I open a checking or savings account?
You can open an account online or by visiting any of our branch locations. Bring a government-issued ID and your Social Security number.
How do I report a lost or stolen debit card?
Call us immediately during normal operating hours at (540) 896-8941or disable your card through online or mobile banking for your protection. Learn how here: https://www.fmbankva.com/cardmanagement/
Are my deposits FDIC insured?
Yes. All deposits are FDIC insured up to the maximum allowed by law. F&M Bank also offers ICS services, or Insured Cash Sweep, for clients with deposits greater than the current maximum allowed to received FDIC coverage.
How do I place a stop payment on a check?
You can request a stop payment through online banking, our mobile app, or by calling your local branch. You’ll need the check number, amount, and payee details. Stop payment fees may apply.
What are ‘collected funds’?
Collected funds are money that has fully cleared and is available for withdrawal. Deposits like checks may take 1–3 business days to become collected, depending on the source and amount.
Can I stop an ACH transaction or automatic payment?
Yes, but it must be done before the transaction processes. Contact us as soon as possible with the payment details. Some recurring ACH payments may require written confirmation.
How long does a stop payment last?
Stop payments typically remain in effect for six months. You can renew or cancel them anytime by contacting the bank.
Why do I need collected funds for certain transactions?
Transactions like outgoing wires or cashier’s checks require collected funds to ensure the money is guaranteed and immediately available.
Do you offer mobile banking?
Yes! Our mobile app allows you to check balances, transfer funds, deposit checks, pay bills, and more—anytime, anywhere.
How can I reset my online banking password?
Click "Forgot Password" on the login screen or call our support team for assistance.
Do you offer business banking services?
Absolutely. We offer a full range of business accounts, loans, merchant services, and cash management tools.
What are the drive-through hours for F&M Bank Harrisonburg (Coffman's Corner)?
Drive-through is open Monday to Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 5:30 PM, and Saturday from 8:30 AM to 12:00 PM. It is closed on Sundays.
Is F&M Bank Harrisonburg (Coffman's Corner) open on public holidays?
The branch is closed on November 11, November 27, December 25, December 26, and January 1. It has limited hours on December 24 (8:30 AM to 12:00 PM) and December 31 (8:30 AM to 2:00 PM).
How can I open a checking or savings account at F&M Bank Harrisonburg?
You can open an account online or by visiting any branch with a government-issued ID and your Social Security number.
What should I do if my F&M Bank debit card is lost or stolen?
Immediately notify the bank to deactivate the card to prevent unauthorized use. You can call them during normal hours or disable the card through online or mobile banking.
Does F&M Bank Harrisonburg offer mobile banking services?
Yes, the mobile app allows checking balances, transferring funds, depositing checks, paying bills, and more anytime and anywhere.
Are deposits at F&M Bank Harrisonburg FDIC insured?
Yes, all deposits are FDIC insured up to the maximum allowed by law. For deposits exceeding the limit, ICS services are available for additional coverage.
What products and services does F&M Bank Harrisonburg offer?
They offer checking and savings accounts, personal and agriculture loans, credit cards, life insurance, home equity lines of credit, financial advisory, online and mobile banking, eStatements, Apple Pay, Google Pay, Zelle, and mobile deposit.
Are there any nearby coffee shops to F&M Bank Harrisonburg where I can grab a coffee before or after banking?
Yes, Starbucks and Biggby Coffee are nearby coffee shops where you can enjoy a coffee or smoothie before or after your visit to the bank.
What grocery stores are nearby F&M Bank Harrisonburg for convenient shopping?
Walmart Grocery Pickup and Delivery and Walmart Neighborhood Market Harrisonburg - Port Republic Road are nearby for your grocery needs, allowing you to conveniently shop around your banking visit.
Are there any nearby medical or dental services near F&M Bank Harrisonburg?
Yes, nearby options include Shenandoah Oral and Facial Surgery, Bluestone Orthodontics, Dr. Brent E. Lenz, Valley Children's Clinic, and National Spine & Pain Centers - Harrisonburg, providing a range of health care services.