Business Details
About
Bank
F&M’s presence in the Shenandoah Valley region of Virginia goes all the way back to 1908. Throughout our history we have been dedicated to investing in the communities where our customers and employees live and work.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.4
7 reviews
5 stars
6
4 stars0
3 stars0
2 stars0
1 star
1
- SRStephen RodgersAug 14, 20235.015 years with F&M Edinburg; always available to meet our needs, usually same day, especially Brenda and Robin. Best banking in my life!
- FPFrank PainterNov 29, 20225.0I HAVE BEEN AT OUR BANK FOR OVER 40 YEARS AND HOPE I CAN BE FOR ANOTHER 40. MY EXPERIENCE WITH BRENDA SWARTZ, ROBIN LAYMAN AND THE REST IF THE STAFF HAS ALWAYS BEEN OUTSTANDING. THEY ARE ALWAYS GLAD TO HELP ON ANYTHING YOU NEED DONE. VERY PROFESSIONAL AND COURTEOUS!!!!
- NSNatalie Strickler-AltNov 16, 20225.0The Edinburg staff is very helpful and always goes the extra mile!
- BTBarbara ThompsonMay 29, 20225.0Have been using this bank for years, very satisfied. They have a very friendly helpful staff.
- TFTannia FelicianoApr 19, 20191.0No direct deposit at all!!
Frequently Asked Questions About F&M Bank Edinburg
What is F&M Bank's Routing Number
F&M Bank's Routing Number is: 051404419
What do I need to open an account?
- Proof of name and street address, date of birth, and a photocopy of your driver’s license or passport.
- U.S. persons, please bring your social security number. Foreign persons, please bring your passport number and country of issuance.
- If you need additional documentation to support your physical address, you may bring a voter registration card or vehicle title. If these items are not available, please contact us for other documentation commonly accepted.
- For business accounts – Please bring along the documentation listed above for any party with 25% or more equity interest in the business.
What should I do if my card is lost or stolen?
If your Visa check card is lost or stolen, or you suspect fraud on your account, we want to know right away. The card will be de-activated so no one else can use it. This notification is a requirement for you to avoid liability* for unauthorized use.
What is the difference between F&M Bank and F&M Mortgage?
F&M Mortgage is a subsidiary of F&M Bank and handles traditional home loans in our area.
How do I open an account?
Complete an online application and visit one of our branches to complete the process.
How do I open a checking or savings account?
You can open an account online or by visiting any of our branch locations. Bring a government-issued ID and your Social Security number.
How do I report a lost or stolen debit card?
Call us immediately during normal operating hours at (540) 896-8941or disable your card through online or mobile banking for your protection. Learn how here: https://www.fmbankva.com/cardmanagement/
Are my deposits FDIC insured?
Yes. All deposits are FDIC insured up to the maximum allowed by law. F&M Bank also offers ICS services, or Insured Cash Sweep, for clients with deposits greater than the current maximum allowed to received FDIC coverage.
How do I place a stop payment on a check?
You can request a stop payment through online banking, our mobile app, or by calling your local branch. You’ll need the check number, amount, and payee details. Stop payment fees may apply.
What are ‘collected funds’?
Collected funds are money that has fully cleared and is available for withdrawal. Deposits like checks may take 1–3 business days to become collected, depending on the source and amount.
Can I stop an ACH transaction or automatic payment?
Yes, but it must be done before the transaction processes. Contact us as soon as possible with the payment details. Some recurring ACH payments may require written confirmation.
How long does a stop payment last?
Stop payments typically remain in effect for six months. You can renew or cancel them anytime by contacting the bank.
Why do I need collected funds for certain transactions?
Transactions like outgoing wires or cashier’s checks require collected funds to ensure the money is guaranteed and immediately available.
Do you offer mobile banking?
Yes! Our mobile app allows you to check balances, transfer funds, deposit checks, pay bills, and more—anytime, anywhere.
How can I reset my online banking password?
Click "Forgot Password" on the login screen or call our support team for assistance.
Do you offer business banking services?
Absolutely. We offer a full range of business accounts, loans, merchant services, and cash management tools.
What are the drive-through hours at F&M Bank Edinburg?
The drive-through is open Monday to Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 8:30 AM to 12:00 PM. It is closed on Sundays.
When is F&M Bank Edinburg closed for holidays?
The bank is closed on Veterans Day (November 11), Thanksgiving Day (November 27), Christmas Day (December 25), December 26, and New Year's Day (January 1).
What documents do I need to open an account at F&M Bank Edinburg?
You need proof of name, street address, date of birth, a government-issued ID such as a driver's license or passport, and your Social Security number if you are a U.S. person. Business accounts require this documentation for anyone with 25% or more equity interest.
How can I report a lost or stolen debit card?
Contact the bank immediately during business hours at (540) 984-4128 or disable your card through online or mobile banking to protect your account.
Does F&M Bank Edinburg offer mobile banking services?
Yes, their mobile app allows you to check balances, transfer funds, deposit checks, pay bills, and more anytime, anywhere.
Is F&M Bank Edinburg wheelchair accessible?
Yes, the bank has a wheelchair-accessible entrance and parking for customers with disabilities.
What nearby places can help me navigate to F&M Bank Edinburg?
Nearby landmarks such as the Edinburg Fire Department and Valley Baptist Church can help you locate the bank easily in the community.
Are there dining options near F&M Bank Edinburg?
Yes, local dining options include VFW Post 2447 and Edinburg Mill Restaurant, great places to visit before or after your banking needs.
What nearby recreational places can I visit around F&M Bank Edinburg?
You can explore the Edinburg Historic District and the George Washington National Forest - Lee Ranger District for cultural and outdoor activities near the bank.
How can I contact F&M Bank Edinburg?
You can call them at +1 540-984-4128 or email info@fmbankva.com. Visit their website at https://www.fmbankva.com/locations/ for more information.