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At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- ACAlberta CasasNov 4, 20255.0No problems at all. Very good staff. Try them if you need a financial pickup
- WCwillis clayton,jr.Oct 3, 20254.0Continue to be courteous and friendly. And Continue to be very responsive in your communication.
- UBUrsula BalsomSep 30, 20255.0Unfortunately, this has been an overwhelmingly bad time for my family and me these past few months and I have been late on paying more often than I intended. Although the automated system is RELENTLESS in trying to make contact, RJ was exceptionally kind empathetic, and helpful. He offered a few solutions which may assist my overall situation and he is a lifesaver at this moment. THANK YOU RJ.
- CLCarlota LawrenceSep 2, 20255.0I had lend my Son, who is recently divorced and needed gas to get to work, but was not going to receive pay until the Labor Day holiday, some money from my upcoming Rent funds. Since I was approved for a Loan, I expressed my honest concerns to the Lender, who took into account my additional needs and informed me of a successful amount. I was able to pay off the problem credit plus my Rent. I am very grateful for working with this Company and would recommend them to anyone needing help.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of personal loans does Republic Finance offer?
Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How does pre-qualifying for a loan at Republic Finance work?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided. Final approval depends on completing a full loan application.
What should I do if I receive a loan check from Republic Finance in the mail?
Loan checks from Republic Finance are real pre-approved loan offers. You can click the provided link for more information about these loan checks.
What is the difference between the interest rate and the APR on a Republic Finance loan?
The interest rate is the cost percentage charged for borrowing money, excluding fees. The APR includes the interest rate plus any fees like origination or closing fees, expressed as a percentage and is typically higher.
What does refinancing my loan with Republic Finance mean?
Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, or repayment timeline. The balance of the old loan is included in the new loan amount.
How quickly can I receive funds after approval at Republic Finance?
If you qualify for electronic funding, the money is deposited within 1-2 business days. Closing a loan at the physical location provides the funds the same day via a paper check.
What are the business hours of Republic Finance in Colonial Heights, VA?
The Colonial Heights branch is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays. It also closes for some holidays like November 27 and December 25, 2025.
Where is Republic Finance located in Colonial Heights, VA?
Republic Finance is located at 7 Dunlop Village Circle, Unit 70, Colonial Heights, VA 23834, USA.
What nearby places can I explore when visiting Republic Finance at Dunlop Village Circle?
Nearby you can visit Dunlop Village shopping center, enjoy dining at Marco's Pizza or Leahs SnoShack, or relax at Focus Massage Therapy or Fashion Nails beauty salon.
How can nearby real estate agents like Gavin Jarvis or Napier Realtors assist customers of Republic Finance?
Real estate agents such as Gavin Jarvis or agencies like Napier Realtors nearby can help customers looking to buy or sell homes, which pairs well with Republic Finance's personal and home improvement loans.
Are there convenient financial services near Republic Finance for currency exchange or money transfers?
Yes, Coinme for currency exchange and Western Union for money transfer services are located nearby, providing additional financial service options for customers.