Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
They won't let you pay off your loan with a debit card unless your loans over 14 days I've had hundreds of loans through check Cityand I've never heard such a stupid thing from a financial institution in all my life. Why in the world would you not take a debit card for payment on a loan.
RC
Roberto Caro
6 days ago
5.0
Muy buena
PH
Patty Headley
Jan 3, 2026
4.0
Every time I go in for a loan, or to pay one off, the people are so pleasant and friendly. They laugh and chat like you have met them out in the community and swapped stories about your children or pets. I have never met any rude persons. I don't like to pay interest on the money I borrow, but realize that the company loans money to make money.
MM
Mandy Mejia
Dec 1, 2025
5.0
Wyatt went above and beyond great customer service! Thank you so much Wyatt
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
At Check City, we’re here to help with a wide range of convenient financial services, including:
Payday Loans
Title Loans
ITIN Services
Tax Prep
Personal Loans
Check Cashing (including business checks)
Ria Money Transfers
Money Orders
Prepaid Debit Cards
Cash for Gold
Bill Pay Services
Collateral Loans
Quick Cash Loans
Tax Services & Tax Preparation
Whether you're looking to send money, get quick cash, or prepare your taxes, our team is ready to assist you with fast, friendly service.
What identification and documents do I need to apply for a short-term loan at Check City?
To apply for a short-term loan at Check City, you need a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How do personal loans at Check City work?
Personal loans are long-term installment loans allowing you to repay in smaller, regular payments instead of all at once. After approval, you can pick up your cash at Check City or set up direct deposit. They can be used for debt consolidation, medical expenses, or major purchases.
What is a title loan and how does it work at Check City?
A title loan, also called a pink-slip loan, is a short-term secured loan where you offer your vehicle's title as collateral. If you fail to repay, the lender can claim your car. Upon full repayment, the lien is removed and you get your title back.
Can you explain payday loans offered by Check City?
Payday loans are small, short-term loans advanced against your next paycheck. You repay the loan when you get paid. These loans are for short-term needs and not a long-term financial solution.
What financial services does Check City provide?
Check City offers payday loans, title loans, personal loans, check cashing (including business checks), Ria money transfers, prepaid debit cards, cash for gold, money orders, collateral loans, tax preparation, and more.
What are the operating hours of Check City in West Valley City, UT?
Check City is open Monday through Friday from 8:00 AM to 8:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays and certain holidays.
Where is Check City located?
Check City is located at 3514 W 3500 S, West Valley City, Utah 84119, USA.
Are there convenient dining options near Check City?
Yes, nearby dining includes Carl's Jr., McDonald's, Taco Bell, Baskin-Robbins, Big Daddy's Pizza, Beans & Brews Coffeehouse, and Crumbl Cookies. Customers can grab a quick meal or a treat before or after visiting Check City.
What nearby financial services are available close to Check City?
Nearby financial services include Western Union for money transfers, Cyprus Credit Union for credit and installment loans, and LibertyX Bitcoin ATM for digital currency transactions, offering convenient options for customers in the area.
Can I find entertainment or fitness spots near Check City?
Yes, nearby entertainment includes Delton Lanes bowling alley and lounge, and Gold's Gym West Valley for fitness. These locations provide options for recreation and health activities around your visit to Check City.