Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
i have nothing bad to say about the service or speed of the check city I visited. The staff was cheerful and made the visit very comfortable. The last time I needed their services was in 2019, and they had all of my info ready to go. The whole transaction took maybe 10 min. then I was out the door. Thank you check city.
AA
Alexis
Aug 26, 2025
5.0
Super nice people Holly helped me and she was amazing
RR
Robert “AZ” Rosales
Aug 2, 2025
5.0
The employees at this location was very helpful an respect... thanks to the trainee Angie...
SM
sally miller
Jul 9, 2025
5.0
Angie is quick and professional. In and out in no time.
DH
Dragon Hunter
Jul 4, 2025
5.0
Just did a loan from you guys ..Jodi was awesome and helpful..and professional understandable..fast too thank you Jodi and happy 4 July
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
At Check City, we’re here to help with a wide range of convenient financial services, including:
Payday Loans
Title Loans
Personal Loans
Check Cashing (including business checks)
Ria Money Transfers
Money Orders
Prepaid Debit Cards
Cash for Gold
Bill Pay Services
Collateral Loans
Quick Cash Loans
Tax Services & Tax Preparation
Whether you're looking to send money, get quick cash, or prepare your taxes, our team is ready to assist you with fast, friendly service.
What are the requirements to apply for a short-term loan at Check City?
To apply for a short-term loan at Check City, bring a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How do personal loans work at Check City?
Personal loans at Check City are long-term installment loans repaid in smaller, regular payments. Upon approval, you can pick up your cash in store or set up direct deposit, suitable for consolidating debt or covering major expenses.
What is a title loan and how does it work?
A title loan is a short-term, secured loan where you offer your car's title as collateral. If you repay the loan, the lien is removed and you get your vehicle title back.
Can you explain what a payday loan is at Check City?
A payday loan is a small, short-term loan advanced on your next paycheck, to be repaid when you receive your next check. It’s designed for temporary financial needs and not for long-term solutions.
What range of financial services does Check City offer?
Check City offers payday loans, title loans, personal loans, check cashing, Ria money transfers, money orders, prepaid debit cards, cash for gold, bill pay services, collateral loans, quick cash loans, and tax preparation services.
What are Check City's hours of operation?
Check City is open Monday to Friday from 8 AM to 8 PM, Saturdays from 9 AM to 5 PM, and closed on Sundays. Holiday hours vary; some holidays are closed while others have reduced hours.
Does Check City have wheelchair accessible entrances and parking?
Yes, Check City has a wheelchair accessible entrance and offers free parking garage for customers.
Which nearby places can customers visit before or after visiting Check City?
Customers can visit nearby locations such as Western Union for additional money transfer services, Taylors Landing Shopping Center for shopping needs, or Oquirrh Mountains for outdoor activities.
How do nearby medical centers benefit customers of Check City?
Customers near Check City can access nearby medical centers like Oquirrh Artificial Kidney Center and Fresenius Medical Care for health and pharmacy services, useful if managing medical bills alongside financial services.
Are there convenient retail or service options near Check City for customers?
Yes, customers can also visit nearby retail and service locations such as Metro by T-Mobile for mobile needs, FiiZ Drinks for cafe treats, and Chartwell Staffing Solutions for employment services.