Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
The staff is always friendly and knowledgeable no matter what service I'm in need of whether it be cashing a check or borrowing money I really appreciate them at every check city in washington county utah
BL
Ben Lane
Sep 13, 2025
5.0
I have been using Check City for years. Very convenient. Fast and friendly.
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
At Check City, we’re here to help with a wide range of convenient financial services, including:
Payday Loans
Title Loans
Personal Loans
Check Cashing (including business checks)
Ria Money Transfers
Money Orders
ITIN Services
Prepaid Debit Cards
Cash for Gold
Bill Pay Services
Collateral Loans
Quick Cash Loans
Tax Services & Tax Preparation
Whether you're looking to send money, get quick cash, or prepare your taxes, our team is ready to assist you with fast, friendly service.
What are the requirements to apply for a short-term loan at Check City?
To apply for a short-term loan at Check City, you need a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How do personal loans work at Check City?
Personal loans at Check City are long-term installment loans repaid in smaller regular payments. After approval, funds can be picked up or directly deposited, useful for consolidating debt, medical bills, or major purchases.
What is a title loan and how does it work?
A title loan is a short-term secured loan where you give a lien on your car title as collateral. Once repaid, the lien is removed and your vehicle title is returned.
Can you explain what a payday loan is at Check City?
A payday loan is a small, short-term advance on your next paycheck, repaid when you receive that paycheck. It's intended for short-term financial needs, and the check is held until repayment date.
What financial services does Check City in St. George offer?
Check City offers payday loans, title loans, personal loans, check cashing, Ria money transfers, money orders, ITIN services, prepaid debit cards, cash for gold, bill pay, collateral loans, quick cash loans, and tax preparation services.
What are Check City's hours of operation in St. George, UT?
Check City is open Monday to Friday from 8:00 AM to 8:00 PM, Saturday 9:00 AM to 5:00 PM, and closed on Sundays.
Does Check City have wheelchair accessible entrance and free parking?
Yes, Check City in St. George has a wheelchair accessible entrance and offers free parking to customers.
How can I use nearby Western Union in relation to Check City’s services?
Western Union, nearby Check City, offers additional financial services such as money transfers, which you might find helpful before or after using Check City's loan or check cashing services to manage your funds conveniently.
What nearby beauty and spa services can I visit around Check City?
Near Check City, you can visit salons like A Salon de Filipina and Salon de Filipina for nail and beauty services, or Audi's Beauty Salon and Rix Tattoo for cosmetic and hair services to pamper yourself before or after your visit.
Are there places nearby Check City in St. George where I can grab a coffee or snack?
Yes, Daylight Donuts Saint George, a nearby donut, coffee shop, and bakery, is a great spot to enjoy a snack or beverage before or after your visit to Check City.