Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
The Spanish fork check city is the best C.C I have ever been in and I have 25 years of check cashing with them. Hands down the BEST
FG
Froylan Galiana
Sep 14, 2025
5.0
Muy buen servicio gracias
RB
Rondy Black
Sep 13, 2025
4.0
Wasted a lot of time with the online process. Website very difficult and clumsy and only to find out it would be three days until I receive funds. Complete opposite experience going to a physical location. Was able to get a payday loan within a few minutes. Be prepared to give paystubs, proof of bank account ect.
JG
janice gurule
Jul 31, 2025
5.0
They were very nice
JG
Jeff Goble
Jun 9, 2025
5.0
mlI was quite impressed with how they handled my loan. The ladies were very personal pleasant and easy to work with. I recomened them to anyone seeking financial help thanks check city
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
At Check City, we’re here to help with a wide range of convenient financial services, including:
Payday Loans
Title Loans
Personal Loans
Check Cashing (including business checks)
Ria Money Transfers
Money Orders
Prepaid Debit Cards
Cash for Gold
Bill Pay Services
Collateral Loans
Quick Cash Loans
Tax Services & Tax Preparation
Whether you're looking to send money, get quick cash, or prepare your taxes, our team is ready to assist you with fast, friendly service.
What documents do I need to apply for a short-term loan at Check City?
You'll need a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account to apply.
How do personal loans work at Check City?
Personal loans are long-term installment loans with smaller regular payments. After approval, you can collect your funds in person or via direct deposit. They can be used for debt consolidation, medical bills, or major purchases.
What is a title loan and how does it work?
A title loan is a short-term secured loan where you offer your car's title as collateral. Once the loan is fully repaid, the lien is removed and your vehicle title is returned.
Can you explain payday loans offered by Check City?
Payday loans are small, short-term advances on your next paycheck, to be repaid when you receive your next paycheck. They are meant for short-term financial needs, not long-term solutions.
What financial services does Check City provide?
Check City offers payday, title, and personal loans, check cashing, Ria money transfers, money orders, prepaid debit cards, cash for gold, bill pay services, collateral loans, quick cash loans, and tax preparation services.
What are Check City's operating hours?
Check City is open Monday to Friday from 8 AM to 8 PM, Saturday from 9 AM to 5 PM, and is closed on Sundays and select holidays.
Does Check City offer wheelchair accessible entrance and free parking?
Yes, Check City provides a wheelchair-accessible entrance and free parking for customers.
How can I reach Check City in Spanish Fork?
You can visit Check City at 926 N 700 E, Spanish Fork, UT 84660 or call their main phone line at +1 801-210-2070.
What nearby dining options are there around Check City?
Nearby restaurants include Culver's, offering fast food and American fare, R&R BBQ for barbecue meals, Chick-fil-A specializing in chicken dishes, Zao Asian Cafe, and Red 8 Asian Bistro & Sushi Bar.
What nearby services can help me with money transfers near Check City?
Western Union and UPS Authorized Shipping Outlet offer money transfer and shipping services close to Check City, useful for sending or receiving funds and parcels.
What recreational and fitness options are near Check City?
Near Check City you'll find Golds Gym for fitness needs, Hangar 15 Bicycles and Ryda Bikes for cycling enthusiasts, and Good Earth Markets for organic groceries.