Desert Rock Capital specializes in signature loans up to $3000 for individuals in Utah, no matter your credit history. If you’re facing bad credit, have no credit, or have dealt with past bankruptcy, we offer an easy and quick application process that doesn’t require credit checks or collateral. With us, getting the money you need is hassle-free and fast.
The staff is consistently described as friendly, helpful, and professional, creating a welcoming environment for customers.
Quick Process
Many customers appreciated the fast and efficient loan approval process, often completed in under 30 minutes.
Supportive Staff
Employees are noted for going above and beyond to assist customers, even in difficult situations.
Communication Issues
Some customers reported issues with excessive phone calls and texts, leading to frustration.
Loan Amount Concerns
A few customers expressed dissatisfaction with the loan amounts offered compared to their expectations.
LD
Lan Dang
4 days ago
5.0
Staff was very friendly and welcoming. Paper work was fast and easy simple. I’d highly recommend to family and friends. Even with my garnishment I was still approved. Which helped me out a lot with the holidays around the corner.
JP
Jean Parke
6 days ago
1.0
If u looking for 100 to 200 that's wat they offer that sign says up to 3000 is a lie dont waste your time like I did they must not know that 100 or 200 ain't going to help with nothing at first I believe theses people would but this was second time I have been there first time was 100 the second was 200 ain't worth it I wasted my gas and time going it's sad that you cant get np help
AB
AH BD
6 days ago
1.0
wouldn’t do business here, don’t even consider this as a last resort. very unprofessional, rude, inconsiderate and I don’t need to say much about the harrassing calls and texts bc the other reviews did a great job of that.
TD
The Daily-Bear
Nov 4, 2025
5.0
I am very impressed by the way this company runs their business. Anywhere else in the world that you go in seeking money, they have deadly stares and serious attitudes. And yet, here at Deseret Rock Capital, I felt welcomed. Sol has been like a ray of sunshine! She’s very pleasant and boy can she fly. She took care of and dispatched 3 to 4 customers just while I filled out my paperwork, what a rockstar!! Speaking of which, just the music itself has me not wanting to leave; but I’ll definitely be back! If you need a loan and have proof of income, search no more! This place is where you want to do business. Thank you DRC, and Sol, you ROCK!!
MH
Mark Hargreaves
Nov 4, 2025
2.0
I filled out an application before I went in to get pre-approved for 1,000 loan I got a half dozen calls from them prior to my appointment with them leaving me voicemail saying that I had been pre-approved for the full amount that I had requested then at my appointment they tell me that they only approved me for a 150.00 talk about bait and switch all nothing but liars what happened to me being pre-approved for the full amount that I had requested?
Frequently Asked Questions About Desert Rock Capital
What types of loans does Desert Rock Capital specialize in?
Desert Rock Capital specializes in signature loans up to $3000, including unsecured and no-credit loans for individuals in Utah.
Do I need good credit to apply for a loan at Desert Rock Capital?
No, Desert Rock Capital offers loans regardless of your credit history, including bad credit, no credit, or past bankruptcy.
What is the loan application process at Desert Rock Capital like?
The application process is easy, quick, and does not require credit checks or collateral.
What are the business hours for Desert Rock Capital?
Desert Rock Capital is open Monday through Friday from 9:00 AM to 8:00 PM, and closed on Saturdays and Sundays.
Where is Desert Rock Capital located?
Desert Rock Capital is located at 981 East 3300 South, Salt Lake City, UT 84106, United States.
How can I contact Desert Rock Capital for loan inquiries?
You can contact Desert Rock Capital by phone at +1 801-377-3333 or via email at apply@desertrockcapital.com.
Does Desert Rock Capital have an online presence on social media?
Yes, Desert Rock Capital is on Instagram as @desertrockcapital, Twitter as @DesertC95966, and TikTok at https://www.tiktok.com/@desertrockcapital.
What nearby businesses can I visit before or after my loan appointment at Desert Rock Capital?
Nearby places include Mountain Loan Center for alternative loans, Luz's Beauty Salon for beauty services, and Savage Fish Poke for dining.
Are there nearby financial services close to Desert Rock Capital?
Yes, Rapido Express offers financial services including installment loans nearby, and LibertyX Bitcoin ATM is also available for ATM services.
What local amenities are available near Desert Rock Capital for wellness and relaxation?
Nearby wellness and relaxation options include Rainbow Community Studio for yoga and meditation, AestheticsbyCliff for skin care, and Fuzzy Nates Barber Shop & Shave Parlor.