Desert Rock Capital specializes in signature loans up to $3000 for individuals in Utah, no matter your credit history. If you’re facing bad credit, have no credit, or have dealt with past bankruptcy, we offer an easy and quick application process that doesn’t require credit checks or collateral. With us, getting the money you need is hassle-free and fast.
Customers consistently praised the friendly and helpful staff, highlighting their professionalism and willingness to assist.
Efficiency
Many reviews noted the quick and easy application process, with several customers expressing satisfaction with the fast service.
Positive Experiences
Numerous customers shared positive experiences, recommending the business for its supportive atmosphere and effective assistance during financial emergencies.
Concerns with Practices
A few reviews raised serious concerns regarding debt collection practices and lack of documentation, suggesting caution for potential customers.
CK
Candice Keller
6 days ago
1.0
Don’t waste your time! They will give you the runaround and will not be honest with you. The office is dirty and disgusting. The staff is lacking in even basic customer service skills. The experience was so bad that I am taking the time to leave this review.
AP
Aaron Perry
Jan 5, 2026
3.0
When I set up my appointment I was expecting a 20 to 40 minute experience it was longer than I was told. Also asked for more information than what was told to me by the email I received. People were helpful and very nice though. Parking on this morning was not great.
CG
Charlie Giese
Dec 31, 2025
1.0
Kayla is the most annoying person in the world.. I said put me on the do not call list. Not even a minute later that Kayla automated voice calls back. I had to block this company do to there constant phone calls. What a horrible sales tactic.
JM
Jamie Morales
Dec 29, 2025
5.0
Honestly I have been denied everywhere, I didn't not want to come all the way from Ogden because I knew the loan would be denied but LARISSA did everything she could and helped me get the not only the loan but more than the original approval, thank you so much!!
RC
Ryan Child
Dec 29, 2025
1.0
Do not go here. They wasted my time driving all the way down to Salt Lake an hour away and got approved for nothing. What a joke they sit here and text you and tell you you’re Preapproved for a loan and then when you go to do all the paperwork find out you can’t get it.
Frequently Asked Questions About Desert Rock Capital
What types of loans does Desert Rock Capital specialize in?
Desert Rock Capital specializes in signature loans up to $3000, including unsecured and no-credit loans for individuals in Utah.
Do I need good credit to apply for a loan at Desert Rock Capital?
No, Desert Rock Capital offers loans regardless of your credit history, including bad credit, no credit, or past bankruptcy.
What is the loan application process at Desert Rock Capital like?
The application process is easy, quick, and does not require credit checks or collateral.
What are the business hours for Desert Rock Capital?
Desert Rock Capital is open Monday through Friday from 9:00 AM to 8:00 PM, and closed on Saturdays and Sundays.
Where is Desert Rock Capital located?
Desert Rock Capital is located at 981 East 3300 South, Salt Lake City, UT 84106, United States.
How can I contact Desert Rock Capital for loan inquiries?
You can contact Desert Rock Capital by phone at +1 801-377-3333 or via email at apply@desertrockcapital.com.
Does Desert Rock Capital have an online presence on social media?
Yes, Desert Rock Capital is on Instagram as @desertrockcapital, Twitter as @DesertC95966, and TikTok at https://www.tiktok.com/@desertrockcapital.
What nearby businesses can I visit before or after my loan appointment at Desert Rock Capital?
Nearby places include Mountain Loan Center for alternative loans, Luz's Beauty Salon for beauty services, and Savage Fish Poke for dining.
Are there nearby financial services close to Desert Rock Capital?
Yes, Rapido Express offers financial services including installment loans nearby, and LibertyX Bitcoin ATM is also available for ATM services.
What local amenities are available near Desert Rock Capital for wellness and relaxation?
Nearby wellness and relaxation options include Rainbow Community Studio for yoga and meditation, AestheticsbyCliff for skin care, and Fuzzy Nates Barber Shop & Shave Parlor.