Business Details
About
Loan Agency
Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
Details
- Paid parking garageAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.3
153 reviews
5 stars
112
4 stars
15
3 stars2
2 stars
4
1 star
20
- BWBen WalkerNov 9, 20251.0incompetent staff, every question was met with “i don’t know” or “lm not sure”.
- TCTyson CoxOct 31, 20255.0Great people! Kind friendly helpful.
- MJMaxime JosephOct 28, 20255.0This bank is a good bank he is fast
- JRJesús RodríguezOct 11, 20255.0Muy buena atención y eficacia!
- PDPeter DuckettAug 18, 20255.0I've been using Check City since the beginning. They are great at what they do. Would highly recommend them to anyone for a miriad of services they provide. Thanks, PD
Frequently Asked Questions About Check City
What Are The Requirements For a Short-Term Loan?
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
At Check City, we’re here to help with a wide range of convenient financial services, including:
Payday Loans
Title Loans
ITIN SERVICES
Personal Loans
Check Cashing (including business checks)
Ria Money Transfers
Money Orders
Prepaid Debit Cards
Cash for Gold
Cash For Electronics
Bill Pay Services
Collateral Loans
Quick Cash Loans
Tax Services & Tax Preparation
Whether you're looking to send money, get quick cash, or prepare your taxes, our team is ready to assist you with fast, friendly service.
What documents do I need to apply for a short-term loan at Check City?
To apply for a short-term loan at Check City, bring a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How do personal loans work at Check City?
Personal loans are long-term installment loans repaid in smaller, regular payments. After approval, you can pick up cash or opt for direct deposit. They can cover various expenses like debt consolidation or medical bills.
What is a title loan and how does it work?
A title loan is a short-term secured loan where you use your car's title as collateral. If you repay the loan fully, the lien is removed and you keep your vehicle title.
Can you explain payday loans offered by Check City?
Payday loans are short-term advances on your next paycheck, repaid when you receive that paycheck. They are meant for short-term financial needs, and approval varies per applicant.
What financial services does Check City provide?
Check City offers payday loans, title loans, personal loans, check cashing, money transfers, prepaid cards, cash for gold and electronics, tax services, and more.
What are Check City's operating hours?
Check City is open Monday to Friday from 8 AM to 8 PM, Saturday from 9 AM to 5 PM, and Sunday from 10 AM to 5 PM. Hours may vary on holidays.
Does Check City have wheelchair accessible entrances and free parking?
Yes, Check City provides wheelchair accessible entrances and free parking garage for customers.
Are there any nearby places I can visit around Check City in Orem?
Nearby places include Orem City Park, a great spot for outdoor relaxation; Cafe Zupas for healthy dining options; and Orem City Hall, useful if you need local government services during your visit.
How can nearby money transfer services complement a visit to Check City?
Western Union nearby offers additional money transfer options, making it convenient to handle various financial services in one trip.
What dining options are available near Check City in Orem?
Nearby dining includes Panda Express for fast Chinese food, Lucy's New York Style Pizza for Italian cuisine, and El Azteca for Mexican dishes—perfect spots for a meal before or after visiting Check City.