Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
At Check City, we’re here to help with a wide range of convenient financial services, including:
Payday Loans
Title Loans
Personal Loans
Check Cashing (including business checks)
Ria Money Transfers
Money Orders
Prepaid Debit Cards
Cash for Gold
Bill Pay Services
Collateral Loans
Quick Cash Loans
Tax Services & Tax Preparation
Whether you're looking to send money, get quick cash, or prepare your taxes, our team is ready to assist you with fast, friendly service.
What documents do I need to apply for a short-term loan at Check City?
To apply for a short-term loan, bring a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an active checking account.
How do personal loans at Check City work?
Personal loans are long-term installment loans with smaller regular payments. After approval, you can pick up cash or get a direct deposit. They can be used for debt consolidation, medical bills, or major purchases.
What is a title loan, and how does it work at Check City?
A title loan is a short-term secured loan where you offer your car title as collateral. Upon loan payoff, the lien is removed, and your vehicle title is returned.
Can you explain what a payday loan is at Check City?
A payday loan is a small, short-term loan advanced on your next paycheck, repaid when you receive that paycheck. It helps with immediate cash needs but should not be a long-term solution.
What financial services does Check City offer?
Check City provides payday loans, title loans, personal loans, check cashing (including business checks), Ria money transfers, money orders, prepaid debit cards, cash for gold, bill pay services, collateral loans, quick cash loans, and tax preparation services.
What are Check City's hours of operation?
Check City is open Monday to Friday from 8:00 AM to 8:00 PM, Saturday from 9:00 AM to 5:00 PM, and Sunday from 10:00 AM to 5:00 PM. Holiday hours vary, with some holidays closed.
Does Check City North Ogden have wheelchair accessible entrance and free parking?
Yes, the location has a wheelchair accessible entrance and offers free parking in a garage.
How can I reach Check City in North Ogden by public transport or nearby landmarks?
Check City is located at 1207 Washington Blvd in Ogden, near established places like Western Union and several restaurants, making it easy to find. Visitors can also use nearby eateries like Sizzler or Taco Bell to orient themselves before visiting.
What dining options are near Check City for grabbing a meal before or after my visit?
Nearby dining options include Sizzler (seafood and steakhouse), Taco Bell (fast Mexican food), Sonic Drive-In, Burger King, Senor Pollo Mexican Grill, Denny's, Black Bear Diner, Chipotle Mexican Grill, The Habit Burger Grill, Wendy's, Starbucks, Papa Murphy's Take 'N' Bake Pizza, and Village Inn.
Are there convenient services near Check City for things like money transfers or automotive care?
Yes, Western Union is nearby for money transfer services. For automotive needs, nearby options include Take 5 Oil Change and Jiffy Lube for repairs and maintenance.