Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
Staff is great !!!
Been going here for years
If u need money in a pinch this is the spot fa sho !!
MB
Monica Barnhart
Aug 28, 2025
5.0
It was wonderful I had know problems cashing my check
JN
James Navarro
Aug 12, 2025
5.0
Went in an got a loan 20 mins sent me on my way with my loan am was able to get my truck fixed 10/10
AS
Anthony Smith
Aug 6, 2025
5.0
Good experience. Didn't check credit, as far as I know. The only thing that needs improvement is they didn't have my title on hand after 5 to 6 weeks when I paid off the loan. However, the rep took 10 minutes to look through the binder of titles. Called someone and was told their new process is them doing paperwork online to have the title sent directly to the customer. I received it in about 2 weeks. Highly recommend.
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
At Check City, we’re here to help with a wide range of convenient financial services, including:
Payday Loans
Title Loans
Personal Loans
Check Cashing (including business checks)
Ria Money Transfers
Money Orders
Prepaid Debit Cards
Cash for Gold
Bill Pay Services
Collateral Loans
Quick Cash Loans
Tax Services & Tax Preparation
Whether you're looking to send money, get quick cash, or prepare your taxes, our team is ready to assist you with fast, friendly service.
What documents do I need to apply for a short-term loan at Check City?
To apply for a short-term loan at Check City, you need a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an active checking account.
How do personal loans work at Check City?
Personal loans at Check City are long-term installment loans that you repay in smaller, regular payments. After approval, you can get your cash in-store or via direct deposit, useful for expenses like debt consolidation or medical bills.
What is a title loan at Check City and how does it work?
A title loan is a short-term secured loan where you give a lien on your car title as collateral. Once the loan is paid off, the lien is removed, and the title is returned to you.
Can you explain what a payday loan is?
A payday loan is a short-term advance on your next paycheck. You take a small loan and repay it when you receive your next paycheck, helping with short-term financial needs.
What financial services does Check City offer?
Check City offers payday loans, title loans, personal loans, check cashing, Ria money transfers, money orders, prepaid debit cards, cash for gold, bill pay services, collateral loans, quick cash loans, and tax services including preparation.
What are the business hours of Check City in Ogden, UT?
Check City in Ogden is open Monday to Friday from 8:00 AM to 8:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays and certain holidays.
Is Check City wheelchair accessible and is free parking available?
Yes, Check City has a wheelchair accessible entrance and offers free parking in a garage for customers.
Are there places nearby Check City where I can get a coffee or a quick bite?
Yes, nearby you can visit Grounds For Coffee for coffee and cafe options, as well as Taboo Pizza and Pizza Runner for pizza and fast food.
How can nearby ATMs like LibertyX Bitcoin ATM help when visiting Check City?
Nearby ATMs such as LibertyX Bitcoin ATM provide convenient access to cash and Bitcoin services, making it easier to manage your funds when visiting Check City for financial services.
Are there any fitness or sports places near Check City for customers to visit?
Yes, nearby are Adult Dance & Fitness for dance and sports wear, Alpine Sports for skiing and snowboarding gear, Absolute Power & Fitness gym, and Monstah Paintball for recreational activities.