Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
Excellent friendly customer service.
Brianna cashed a payroll check for me and she was very polite, welcoming and kind.
I have never had such great customer service like that before, thank you Brianna for your excellent service, I will be back.
EN
Ernesto nevarez
2 days ago
5.0
Muy amable Denis me atendió rápido.
BT
Bobby Trujillo
Nov 17, 2025
5.0
I like this place simple fast and excellent help. I was helped by Diana she polite professional and walked me through what I needed. So her patience with me was perfect and I would recommend people to come here over any other loan place
CL
carl lloyd
Nov 7, 2025
5.0
service was excellent😁
MM
Michael Moore
Oct 31, 2025
5.0
They were amazing and Diana saved the day! Recommend to everyone!
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
At Check City, we’re here to help with a wide range of convenient financial services, including:
Payday Loans
Title Loans
ITIN SERVICES
Personal Loans
Check Cashing (including business checks)
Ria Money Transfers
Money Orders
Prepaid Debit Cards
Cash for Gold
Bill Pay Services
Collateral Loans
Quick Cash Loans
Tax Services & Tax Preparation
Whether you're looking to send money, get quick cash, or prepare your taxes, our team is ready to assist you with fast, friendly service.
What documents do I need to apply for a short-term loan at Check City?
You need a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account to apply for a short-term loan at Check City.
How do personal loans work at Check City?
Personal loans at Check City are long-term installment loans repaid in smaller, regular payments. After approval, you can pick up cash in-store or use direct deposit. They can cover debt consolidation, medical bills, or major purchases.
What is a title loan and how does it work?
A title loan involves giving Check City a lien on your car title as collateral. Once the loan is fully repaid, the lien is removed and the title is returned to you.
Can you explain payday loans offered by Check City?
Payday loans are short-term advances on your next paycheck. You repay the loan when you receive your next paycheck. They are intended for short-term financial needs only.
What financial services does Check City offer?
Check City offers payday loans, title loans, personal loans, check cashing, Ria money transfers, money orders, prepaid debit cards, cash for gold, bill pay, collateral loans, quick cash loans, and tax services including preparation.
What are Check City's operating hours?
Check City in Midvale is open Monday to Friday from 8:00 AM to 8:00 PM, Saturday from 9:00 AM to 5:00 PM, and Sunday from 10:00 AM to 5:00 PM.
Does Check City provide wheelchair accessible entrances and free parking?
Yes, Check City has wheelchair accessible entrances and offers free parking in a garage for customers.
What are some nearby food options near Check City in Midvale?
Nearby food options include Firehouse Subs South Towne, Tacos El Pariente Number 3 Mobil Stand, Arctic Circle burger restaurant, and Tous Les Jours bakery. You can grab a meal or snack before or after your visit to Check City.
Where can I find nearby money transfer or ATM services around Check City?
Nearby financial service locations include LibertyX Bitcoin ATM, Western Union, and The Exchange Network ATM. These can be useful for additional cash or money transfer needs after visiting Check City.
Are there nearby places for pet services or beauty needs near Check City?
Yes, Dogtopia of Midvale offers pet sitting services, while nearby beauty options include Organic BeautyBar spa and Ricardo Carrasco Studio hair salon, ideal for grooming before or after your visit.