Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
Love the time and care to share with me what is available in my time of need. Especially with family emergency services. U all are amazing 👍🏽💯
DL
Debra L
Oct 7, 2025
5.0
Excellent customer service; pleasant staff and very professional.
DG
DESIREE DEL VALLE CABRERA GUSMAN
Jul 17, 2025
5.0
Buenas tarde fue excelente atencion y muy amables
JM
Jose Mora
Jun 17, 2025
5.0
Es muy excelente 👌 el servicio
NM
neomar mejia
Jun 14, 2025
5.0
Dejo mi reseña por aquí ya que la muchachas que trabajan hay son muy amable y trata de explicarme de la mejor manera para que uno se vaya feliz y contento muchísimas gracias por su atención hacia nosotros los cliente
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
At Check City, we’re here to help with a wide range of convenient financial services, including:
Payday Loans
Title Loans
Personal Loans
Check Cashing (including business checks)
Ria Money Transfers
Money Orders
Prepaid Debit Cards
Cash for Gold
Bill Pay Services
Collateral Loans
Quick Cash Loans
Tax Services & Tax Preparation
Whether you're looking to send money, get quick cash, or prepare your taxes, our team is ready to assist you with fast, friendly service.
What documents are required to apply for a short-term loan at Check City?
You need a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How do personal loans from Check City work?
Personal loans are long-term installment loans with smaller regular payments. After approval, you can pick up cash at Check City or receive direct deposit. They can be used for debt consolidation, medical bills, or major purchases.
What is a title loan offered by Check City?
A title loan is a short-term secured loan where you offer your car title as collateral. When the loan is paid off, the lien is removed and you get your vehicle title back.
Can you explain payday loans and how they are repaid at Check City?
Payday loans are small, short-term advances against your next paycheck. You repay the loan when you receive your paycheck. Check City holds the check until your payday, then cashes it to repay the loan.
What financial services are available at Check City?
Check City offers payday loans, title loans, personal loans, check cashing, Ria money transfers, money orders, prepaid debit cards, cash for gold, bill pay, collateral loans, quick cash loans, and tax services including preparation.
What are Check City's regular business hours?
Check City is open Monday to Friday from 8:00 AM to 8:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays and major holidays.
Does Check City provide services in languages other than English?
Yes, Check City provides services in English and Spanish.
Is there free parking and wheelchair accessibility at Check City in Draper, UT?
Yes, Check City has free parking garage access and a wheelchair-accessible entrance.
What nearby places can I visit before or after visiting Check City in Draper?
Nearby you can visit Del Taco or Fazoli's for food, Mattress Firm for retail shopping, or Supreme Mobile car wash & auto detailing for vehicle services.
Are there nearby financial services close to Check City in Draper?
Yes, nearby financial services include Western Union for money transfers and UCCU - Draper Branch credit union.
Where can I find nearby real estate services around Check City in Draper?
Nearby real estate options include Luxury Homes Utah, Coldwell Banker Residential Brokerage, Gubler Group Realtors, Thom Larson-Realtor, The Pratt Group, Colonae Christensen - Wasatch Front Real Estate, and Just Want Land-Cornell Properties.