Business Details
About
Loan AgencyCheck City
Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
Details
- Paid parking garageAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
191 reviews
5 stars
176
4 stars
7
3 stars2
2 stars2
1 star
4
- AMAdam Miller5 days ago5.0Samantha is the best employee at this company. Every visit she makes me feel right at home, and it doesn’t even feel like a stressful time at all. She deserves the best 🥹
- AZAinur ZhekeyDec 20, 20255.0Wyatt was absolutely amazing. And he helped me throughout the whole process! Definitely a 5 stars!!!
- CFCaseyandjulie ForrestDec 13, 20255.0Cristina was a wonderful help and I will always come back to check city .
- KSKristel SnowDec 10, 20255.0Wyatt was amazing he helped me so much and he is really nice
- OLOdalis Mojica LopezDec 8, 20255.0Today I went to the Cottonwood branch and got a loan. Samantha helped me with the process, and she was very kind and very fast. Thank you so much, Samantha, for your great service.
Frequently Asked Questions About Check City
What Are The Requirements For a Short-Term Loan?
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
At Check City, we’re here to help with a wide range of convenient financial services, including:
Payday Loans
Title Loans
ITIN SERVICES
Personal Loans
Check Cashing (including business checks)
Ria Money Transfers
Money Orders
Prepaid Debit Cards
Cash for Gold
Bill Pay Services
Collateral Loans
Quick Cash Loans
Tax Services & Tax Preparation
Whether you're looking to send money, get quick cash, or prepare your taxes, our team is ready to assist you with fast, friendly service.
What are the requirements to apply for a short-term loan at Check City?
To apply for a short-term loan, bring a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an active checking account.
How do personal loans at Check City work?
Personal loans are long-term installment loans with smaller regular payments. After approval, you can pick up cash at Check City or set up direct deposit to cover various expenses.
What is a title loan and how does it work at Check City?
A title loan is a short-term loan where you give a lien on your car title as collateral. Once the loan is paid off, the lien is removed and the title is returned to you.
Can you explain what a payday loan is at Check City?
A payday loan is an advance on your next paycheck for short-term financial needs. You repay it when your next paycheck arrives, and Check City holds your check until then.
What financial services does Check City offer?
Check City offers payday loans, title loans, personal loans, check cashing, money transfers, tax services, prepaid cards, cash for gold, bill pay, ITIN services, and more.
What are the operating hours of Check City in Cottonwood Heights?
Check City is open Monday to Friday from 8 AM to 8 PM, Saturdays from 9 AM to 5 PM, and closed on Sundays and major holidays.
Is Check City accessible for customers with disabilities and is parking available?
Yes, Check City has a wheelchair-accessible entrance and free parking garage available for customers.
What nearby financial services can customers access around Check City?
Nearby financial services include Western Union for money transfers, Bank of America ATM, LibertyX Bitcoin ATM, Wells Fargo Bank, Zions Bank Cottonwood Heights, and U.S. Bank ATM and branch.
What local eateries near Check City are good for grabbing a coffee or quick meal?
Customers can visit nearby spots like Java Jo's, SONIC Drive In, and Starbucks for coffee and quick meals before or after their visit to Check City.
Are there nearby places where customers can shop or get other services near Check City?
Yes, nearby options include Dan's Foods supermarket and pharmacy, Cookie Cutters Haircuts for Kids salon, Sprint Store for mobile phones, and Dan's Floral for gifts and party supplies.