Business Details
About
Loan Agency
Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
Details
- Paid parking garageAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.7
56 reviews
5 stars
49
4 stars
3
3 stars0
2 stars0
1 star
4
- CLCurtis Lund1 day ago5.0I did my first loan at Check City in American Fork last Saturday. I got excellent customer service from Amy Lemus (manager) and her agent. My loan was approved with no problems. I was very impressed with this store!
- EAE AOct 1, 20255.0Amy was wonderful, thanks for the help - Evan
- VCValessia Caldwell-HarrisSep 23, 20255.0Miss Debbie was very nice and helpful, The business got taken care of in a plasent and perpfectional way. Thank you 😊
- FQFelix QuijadaJun 18, 20255.0Excelente servicio
- MMMarcellaJun 9, 20255.0Returning after several years and it's as exceptional as always with added service available. Years ago I had to use Check City a lot. They were fantastic friendly, knowledgeable (not just with store policies). No judgement or shaming if I needed to extend it a month or two. Debbie thanks for making life a little easier!! I have NEVER had a bad experience of any sort. How many businesses can you say that about?!
Frequently Asked Questions About Check City
What Are The Requirements For a Short-Term Loan?
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
At Check City, we’re here to help with a wide range of convenient financial services, including:
Payday Loans
Title Loans
Personal Loans
Check Cashing (including business checks)
Ria Money Transfers
Money Orders
Prepaid Debit Cards
Cash for Gold
Bill Pay Services
Collateral Loans
Quick Cash Loans
Tax Services & Tax Preparation
Whether you're looking to send money, get quick cash, or prepare your taxes, our team is ready to assist you with fast, friendly service.
What documents do I need to apply for a short-term loan at Check City?
To apply for a short-term loan at Check City, you need a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an active checking account.
How do personal loans at Check City work?
Personal loans are long-term installment loans with smaller regular payments. Once approved, you can pick up your cash at Check City or arrange direct deposit. They can be used for debt consolidation, medical bills, or large purchases.
What is a title loan and how does it work at Check City?
A title loan is a secure short-term loan where you use your car title as collateral. If you fail to repay, the lender holds a lien on your vehicle. The lien is removed once the loan is paid off and you get your title back.
Can you explain what a payday loan is at Check City?
A payday loan is a small, short-term advance on your next paycheck. You repay it when you receive your paycheck. Check City holds your check and cashes it on your payday or specified date.
What financial services does Check City offer?
Check City provides payday loans, title loans, personal loans, check cashing (including business checks), Ria money transfers, money orders, prepaid debit cards, cash for gold, bill pay services, collateral loans, quick cash loans, and tax preparation services.
What are the operating hours of Check City in American Fork, UT?
Check City is open Monday to Friday from 8:00 AM to 8:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays and certain holidays.
Is Check City in American Fork accessible and does it have parking?
Yes, Check City has a wheelchair-accessible entrance and offers free parking garage facilities.
Are there any Japanese restaurants near Check City where I can eat before or after my visit?
Yes, nearby Japanese restaurants include Koi, Tamashi Ramen, and Nori Sushi Bar & Grill where you can enjoy sushi and Japanese cuisine before or after visiting Check City.
What beauty and spa services are available near Check City?
Close to Check City, you can visit Styles by Ryles, Unparalleled Beauty, Haven Beauty Co., and Utah Valley Hair Extensions for various beauty salon and spa services.
Are there any coffee shops or casual dining options near Check City in American Fork?
Yes, Starbucks, Del Taco, Mastra Italian Bakery Bistro, Cafe Rio, IHOP, and NASCAR Refuel Tenders & Burgers are nearby casual dining and coffee options to visit around your Check City appointment.