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Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- NNnormleonard52Jul 1, 20255.0Great experience with Republic. Great people....reliable online service.....easy application and funding. Just a great c I many to do business with. Would highly recommend to anyone.
- PPPaulaApr 14, 20254.0Love this company this the first time me and my husband and they treated us like royalty they told all what need to know and they help us on how much we can get and help us with the numbers they broke every thing for us and even help us get more money in our pocket so come in and do a loan u won't be disappointed don't get to say that Paula scent u ❤️
- CCCynthia CummingsOct 22, 20245.0Excellent customer service.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers a variety of personal loans including auto-secured loans, bill consolidation loans, emergency loans, holiday loans, home improvement loans, K-12 school loans, vacation loans, and personal loans.
How can I pre-qualify for a loan with Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and provided information. Final approval requires completing a full loan application.
How long does it take to receive funds after loan approval?
If you qualify for electronic funding, funds are deposited within 1-2 business days. In-office loan closings provide funds the same day via paper check.
What is the difference between interest rate and APR at Republic Finance?
The interest rate reflects the cost of borrowing money and excludes fees. APR includes the interest rate plus fees such as origination and documentation fees, typically making it higher than the interest rate.
What does refinancing a loan with Republic Finance involve?
Refinancing replaces your existing loan with a new one that may have different interest rates, terms, and repayment timelines, including the remaining balance and any agreed fees or insurance products.
What happens if I miss a payment on my Republic Finance loan?
Late payments may incur a late charge. Contact your local branch or check your loan documents for specific details about late fees.
What are the operating hours of the Republic Finance branch in Wichita Falls, TX?
The Wichita Falls branch is open Monday through Friday from 8:00 AM to 5:00 PM and is closed on Saturdays and Sundays. It is also closed on certain holidays such as November 27 and December 25, 2025.
Where is Republic Finance located in Wichita Falls?
Republic Finance is located at 5120 Greenbriar Rd., Suite 306, Wichita Falls, TX 76302, USA.
Are there any notable places near Republic Finance in Wichita Falls that I can visit?
Near Republic Finance, you can visit The Deep End arcade and bar for entertainment, Great Clips for hair services, and Anytime Fitness if you're interested in working out. These nearby places make it convenient to combine errands or activities with your visit.
Can I find essential services like banking or shopping near Republic Finance in Wichita Falls?
Yes, near Republic Finance you will find First Convenience Bank for banking needs, Walmart Wichita Falls - Greenbriar Rd for shopping, and Western Union for money transfer services, facilitating easy access to various services during your visit.
Are there food and entertainment options near Republic Finance in Wichita Falls?
Yes, nearby dining options include McDonald's and Subway for quick meals, and entertainment venues like Dirty Jersey From The Deep End karaoke bar, providing enjoyable experiences before or after your financial visit.