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About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
3.7
12 reviews
5 stars
8
4 stars0
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1 star
4
- ALalbert lohseOct 17, 20255.0Always a pleasant experience
- RRrakesriceSep 10, 20251.0This company is horrible. Last year I was in the hospital 2 times. The first time I got out paid 2 payments. The second time from paying the 2 payments.i thought I was caught up so I went to pay the payment. I called them they said I was 31 days late. Email showed different. Screenshot showed account current. So they had me do this stabilizer thing they said it would show on my credit it was current. It destabilized my credit kept me from refinancing my sprinter van. What they actually did was defer one of my payments, but contined to ruin my credit till January the next year. The payments started showing. I could have just paid and had one late payment. They draft everyone then comes may of 25. I had well over that nothing would bounce. My bank says nothing did. I get emails every month getting drafted and amount. I have had a horrible personal life since may. Almost unbearable. So now they are showing I have 6 late payments. Then they have never reported to Transunion. They decided to all of sudden report a new loan that was started in January 2024. They did this to be predatory. To hurt me and my credit. All of my other credit cards, personal loans, carpayments all paid on time. Their employees don't care i think the enjoy it. All their employees tell you different things about the stabilizer thing. The VP even told it wrong then another way. Didn't care I had recordings of what I was told. She said they didn't show any calls. STAY AWAY FROM THEM UNLESS YOU WANT YOUR CREDIT MESSED UP BY THEM.
- KSKyle SelfJun 16, 20211.0If you can avoid using this company I would recommend it. They do allow you to finance even with bad credit, but the loan to value is not there. For example I took out a loan for 3000 dollars and paid on it for a year. called to pay it off and owed almost 5000 on it. I would recommend trying to go thru a bank so that you don't run into the same issues that I did.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance provides personal loans for bill consolidation, home improvements, vacations, car purchases and repairs, and other unplanned expenses.
How can I pre-qualify for a loan at Republic Finance?
Pre-qualification gives you an estimated loan offer based on your credit and information you provide, but final approval requires a full loan application.
Is the loan check I received in the mail from Republic Finance real?
Yes, the loan check is a pre-approved loan offer from Republic Finance.
What is the difference between interest rate and APR at Republic Finance?
Interest rate is the cost percentage for borrowing money, excluding fees; APR includes interest rate plus fees like origination and documentation fees, so APR is typically higher.
What does refinancing a loan mean with Republic Finance?
Refinancing replaces your existing loan with a new loan that may have a different interest rate, terms, and repayment timeline, including the remaining balance and fees.
How quickly can I get funds after approval at Republic Finance?
If qualifying for electronic funding, money is deposited in 1-2 business days; if closing in person at the office, you receive funds the same day via paper check.
What are the business hours of Republic Finance in Weatherford, TX?
The office is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays, Sundays, and major holidays such as Thanksgiving and Christmas.
Where is Republic Finance located in Weatherford, TX?
Republic Finance is located at 325 Adams Drive, Suite 319, Weatherford, TX 76086.
Are there any nearby restaurants where I can eat before or after visiting Republic Finance?
Yes, nearby you can visit Cicis Weatherford for pizza buffet or El Fenix Mexican Restaurant for Tex-Mex dining options.
What nearby shopping options are available around Republic Finance?
Close to Republic Finance, you can shop at Weatherford Shopping Center, Bath & Body Works, Victoria's Secret, rue21, Maurices, and Burlington for clothing, beauty, and other retail goods.
What nearby services can help with mailing or printing needs around Republic Finance?
Nearby services include The UPS Store 7405 Weatherford for packing and printing needs and the UPS Access Point location for courier and delivery services.