Heights Finance in Waxahachie, TX (formerly Covington Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Charlene was incredibly helpful and kind throughout the entire loan process. She made everything easy to understand and went above and beyond to ensure everything ran smoothly. Her professionalism and friendly attitude made a stressful process feel simple. I’m so grateful for her help—highly recommend working with her!
JB
Jose Bedolla
Sep 25, 2025
5.0
Very nice and professional.Charlene was very helpful.
JH
Joss Hodges
Sep 11, 2025
5.0
Mariel Haile was the best person when talking to her about my financing options. She was patient and explained everything to me in detail.
DM
Daniella Mora-Martinez
Sep 10, 2025
5.0
I couldn't be more pleased with my experience at Hieghts Finance. From start to finish, Mariel provided exceptional service, clear communication, and tailored financial solutions to fit my needs. I highly recommend Hieghts Finance to anyone looking for trustworthy, reliable financial advice and services. Thank you Mariel for all your help.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Waxahachie offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or visit the branch in Waxahachie to start your loan application.
What do I need to bring to apply for a loan?
Bring two sources of information for identity, residence, and income verification such as government-issued ID, proof of income, or utility statements.
Is good credit required to get a loan from Heights Finance?
Good credit helps but is not always required; decisions are based on multiple factors. The best way to find out is to apply.
What are the branch hours for Heights Finance in Waxahachie?
The branch is open Monday to Friday from 8:30 AM to 5:30 PM and closed on weekends.
Does Heights Finance offer wheelchair accessible entrances and onsite parking?
Yes, the Waxahachie branch has a wheelchair accessible entrance and onsite parking available.
Are appointments required to visit the Heights Finance branch?
No, appointments are not required. You can visit the branch during business hours without one.
What nearby places can help me find Heights Finance in Waxahachie?
Nearby landmarks include Tammy's Dance Center and The Dance Center, both dance schools close to the Heights Finance location.
What local services are available near Heights Finance?
Close to Heights Finance, you can find services like Hometown Chiropractic & Rehab for health needs, Mary Button CPA for accounting, and Sears Appliance Repair for appliance services.
Where can I enjoy dining after visiting Heights Finance?
Try nearby restaurants such as Tomato's Mexican & Italian Restaurant or Creations Baking Company for Mexican, Italian, or bakery options.