Heights Finance in Waco, TX offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Worked with Mariana in getting a loan and compressing down a couple loans. She and Lance were very helpful and I appreciate the service they gave me. thank you
KV
Kristina Valencia
Aug 6, 2025
5.0
All the workers here are really nice and very helpful
GA
Gloria Anderson
Aug 5, 2025
5.0
I want to thank Lance in Waco Heights Finance for helping me with refinancing and I like the whole staff in Waco office always helping out and friendly and helpful with their business and helping me out every time I need extra money thank you once again and I give them a10 great service
HT
Helen “LadyVet19” Tinsley
Aug 5, 2025
5.0
THE ENRIRE STAFF AT THE WACO LOCATION S ATTENTIVE,KNOWLEDGEABLE,HELP,CARING I RECOMMEND THIS LICATION FOE YOUR FINACIAL NEEDS
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Waco offer?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans with amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at a branch to start your loan application.
What do I need to bring when applying for a loan?
Bring two forms of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility statements.
Do I need good credit to qualify for a loan?
Good credit helps, but approval is based on multiple factors. You can apply to see if you qualify.
What are the business hours for Heights Finance in Waco?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on weekends.
Does Heights Finance offer wheelchair accessible entrances and onsite parking?
Yes, the branch has a wheelchair accessible entrance and onsite parking available for customers.
Are there any nearby financial services to Heights Finance in Waco?
Nearby financial services include Wells Fargo ATM and Edward Jones - Financial Advisors J W Burks and Peter Greenmun, which can be helpful for additional banking or financial planning needs.
What nearby governmental and employment services are close to Heights Finance?
Near Heights Finance you can find the Air Force Recruiting Office, US Army Recruiting, and U.S. Army Waco Recruiting Company, which offer career and enlistment resources.
Are there nearby places to relax or get services before or after visiting Heights Finance?
You can visit nearby beauty salons like Hair by Molly Cammack, Nail Works, and Polished Salon to relax or get pampered.
How can a customer visiting Heights Finance benefit from nearby places like the US Post Office or H-E-B Grocery?
Visiting the US Post Office nearby makes mailing easier during your trip, and H-E-B Curbside Pickup & Grocery offers convenient food shopping options before or after your visit to Heights Finance.