Heights Finance in Victoria, TX (formerly Covington Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Unfortunately I wasn’t approved but the girls were really nice and did tell me about the referral program and gave me referral cards. Best service and they explain everything in details.
CA
Chrissy Alvarez
Sep 30, 2025
5.0
I have been dealing with office for years and the staff has always been amazing. The manager Melinda will always go above and beyond for her customers. If you are looking for a loan I definitely recommend Heights!
DS
Deanna Sanchez
Sep 30, 2025
5.0
Service was great and the whole process was super easy.
MS
Michelle Samudio
Sep 30, 2021
5.0
Very friendly, professional and easy to work with. I definitely recommend them for a small loan.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Victoria, TX offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans, with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at their Victoria, TX branch. The staff will help find loan options suited to your situation.
What do I need to bring when applying for a loan?
Bring two forms of documentation for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility/bank statements.
Do I need good credit to get a loan with Heights Finance?
While good credit helps, loan decisions consider multiple factors. You may qualify without stellar credit; applying is the best way to find out.
What are the operating hours of the Heights Finance branch in Victoria, TX?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Does Heights Finance have wheelchair accessible entrances and onsite parking?
Yes, Heights Finance provides wheelchair accessible entrances and onsite parking for customers.
Are there nearby places where I can shop or dine after visiting Heights Finance?
Yes, nearby places include Theresa's Sari - Sari Store for shopping and Asian-style food, Firehouse Subs for restaurant dining, Texas Seafood, and DoubleDave’s Pizzaworks for pizza and fast food.
What nearby financial services are located close to Heights Finance in Victoria, TX?
OneMain Financial offers installment loans and investing services nearby, and Covington Credit provides check cashing and payday loans.
Are there nearby medical or health facilities customers can visit around Heights Finance?
Yes, nearby medical facilities include Your Health Lab for lab testing, Victoria Primary Care Associates, Crescent View Medical Clinic, and Urology Clinic.
What payment options does Heights Finance offer for loan repayments?
Payments can be made online, via mobile app, automated bank payments, check, money order, or debit card. Check with your local branch for more details.