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Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
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- JBJohn F BickerdikeJul 24, 20255.0Courteous and trustworthy, professional staff. Very easy to do business with
- CPCory PyleJan 23, 20251.0Its called usery in texas
- LJLarry JacksonApr 14, 20245.0I think I have a very good relationship with RF,they really came through for me and my family this past week. Thank you Julian at the Rowlett office.
- TATimothy AltmeyerNov 14, 20221.0I currently have a small loan through this company. I recently decided to refinance the loan to help build my credit further. After obtaining all of the documentation that they should have already had on file, (including the fact that I'm a truck driver and I've been with my current job for almost five years) they wanted a list of assets to use as collateral against the loan should I default. This seemed extremely odd to me because I didn't have to do this with the initial loan. Come to find out the loan wasn't financed through them. Something I should have been made aware of at the time. Now they want to know anything of value I may have at my house(let's not even talk about how sketchy that sounds). My advice is do not use them unless it's as a last resort.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance offers personal loans for various needs including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How can I pre-qualify for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided. Final approval requires a full loan application.
Is a loan check I received in the mail from Republic Finance legitimate?
Yes, a loan check is a real pre-approved loan offer from Republic Finance.
What is the difference between the interest rate and APR on loans?
The interest rate is the cost percentage for borrowing money, excluding fees. APR includes the interest rate plus additional fees like origination and documentation fees, usually resulting in a higher percentage.
What does refinancing a loan with Republic Finance involve?
Refinancing replaces your existing loan with a new one that may have a new interest rate, terms, and repayment timeline, including remaining balance and any fees.
How quickly can I receive funds after loan approval?
If you qualify for electronic funding, funds are deposited within 1-2 business days. Loans closed at a physical location provide same-day funds via paper check.
What is the maximum loan amount I can apply for online?
The largest loan amount you can pre-qualify for online is $10,000, varying by state of residence and income.
What are the hours of operation for Republic Finance in Tyler, TX?
The office is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and certain holidays.
What nearby dining options are available near Republic Finance in Tyler?
Nearby dining options include Whatsub Bahn Mi (Vietnamese cuisine), What About Kabobs (Mediterranean/Middle Eastern), Marco's Pizza (Italian), The Diner (American), and Rowdy Taco (Taco restaurant), offering a variety of meals before or after your visit.
Are there any wellness or beauty services near Republic Finance's Tyler location?
Yes, nearby wellness and beauty services include Lavender Spa (massage and reflexology), Beauty Bar (salon), Magic Nails & Spa Tyler, King Nail Spa, and N8 Wellness and Therapy (chiropractor and nutritionist). These can complement your visit with relaxation or self-care.
How can nearby businesses like Conaway Homes or WorkHub benefit customers of Republic Finance?
Conaway Homes offers real estate and contractor services which may be useful if you are considering home improvement loans. WorkHub provides coworking and shared office spaces, beneficial for clients seeking business financing or professional services near Republic Finance.