Capital One Bank

Reviews

• SB

  Samantha Berrio

  Sep 20, 2025
  2.0
  I like the bank and how we get deposits a day or two early.. my only complaint is the Overdraft. It’s ridiculous that even though money is constantly deposited into our account, we either can’t overdraft or it’s less than 20$. Which is ridiculous. CAPITAL ONE gets to decide what they cover or if they’ll even cover which is stupid. There should be a limit for over drafting that is SET! Id rather pay overdraft fees than to have a bank tell me yes or no. Sometimes people need to overdraft for gas, or unexpected expenses in between paydays. Once I’m able to find another bank, I’m out of here.
• NF

  Natasha Franklin

  Sep 17, 2025
  1.0
  Capital One is the worst bank and United States of America to bank with. I have been with Capital One since I’ve been at my job which is 20 years. I had to posit it to government issued checks and they help my check both of you for a period of seven days is it like I had stole the checks baby when my checks clear Capital One can forget it. I will be canceling all my accounts. The sad part is I went inside the bank and ask the banker. How long would it take for my check to be in my account? She told me all it’ll be there the next day only to get a email talking about they had to hold a government issued check for seven days I would’ve just took out the chick who wrote the check and go to Cash and let them charge me $10. Times are too hard and people need their money. It cost me to pay my rent late causing me to have to pay an extra $200 but guess what that wasn’t Capital One’s problem and they didn’t care. Is the worst bank right now if you don’t have a bank account please do not use Capital One you’ll be very disappointing
• TV

  Trisha Vickers

  Jun 19, 2025
  1.0
  How is someone supposed to deposit $5,000 cash when you can find an actual Capital One? I looked up locations and it says you can go to CVS cashier and deposit money in your account. How asinine is this. Then I was told I can only deposit $999 daily. Really? Not one actual capital One building for me to walk into or drive through. It shouldn’t be this hard to deposit money. Very upset. Been with Capital One for over 20 years

Frequently Asked Questions About Capital One Bank