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Welcome to First Horizon Bank - located in Sugar Land. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Sugar Land, TX - Sweetwater Blvd
5079 Sweetwater Blvd, Sugar Land, TX
77479, United States
Hours
Reviews
4.1
13 reviews
5 stars
9
4 stars
1
3 stars0
2 stars
1
1 star
2
- ZMZert ManiaNov 10, 20255.0Bululu 🐐👔
- EPErica PittmanFeb 1, 20251.0This bank is virtually useless. They use to be Iberia Bank. They had only one bank location in Houston (one of the largest cities in the US) and closed that one. Now they have 1 in Sugarland. (40min away) Business accounts were free when I opened mine, but stopped linking to cashapp. They still don't work with zelle. Which made it impossible to get funds into the bank and eventually messed up my business and overdrew the account. Then they fee'd me to death till the account closed. Now they won't give me my 2022 bank statements. They transfer me from dept to dept every time I call. They eventually told me to travel to the branch to get copies. So I do that and the branch tells me they can't print my statements either after a 50 min drive. They virtually disabled my business with their lack of services, branches, or cooperation with any other financial service. They also use to reimburse atm fees since they had so few branches. They stopped that too and started charging ON TOP of other atms, knowing they don't have any. They charge anywhere from $2 to $5 for statements even when it's their fault you can't get them online on your own. I honestly see no reason to ever open an account here.
- DCDavid ChengSep 14, 20245.0First Horizon Bank on Sweetwater Blvd., Sugar Land deserves a good remark. Conveniently located, it is set up neat and clean with Starbuck coffee available. Their staff is very professional and friendly, especially the branch manager Mr. Ngokwey who helped me resolved an issue related with a promotional bonus, in that he and their customer solution team in the corporate office worked very hard and put in lots of time and effort. My appreciation and compliments go to their management. However, their online service software is quite disappointing that it is incapable of doing many banking transactions as it should be. Nevertheless, this branch has a high potential to grow.
- MOMike OdaDec 18, 20181.0This is probably the worst bank I have ever dealt with in my life. The online banking system barely functions and you are unable to log in to the system majority of the time. After the update it still barely functions. I work in technology and this is the worst banking service portal I've used in the United States. When I call the bank to get statements to do my year end accounting - they want to charge me $5.00 a statement...WHAT? Also, forget about doing any sort of International Wire Transfers and the lovely service fee charges that randomly pop up on your account. Do yourself a favor and bank anywhere else - your wallet and emotional state will be in a much better place. (I don't have a problem with any of the bankers I worked with - unfortunately they have to try and defend their employer's horrible banking system)
Frequently Asked Questions About First Horizon Bank - Sugar Land, TX - Sweetwater Blvd
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the operating hours for the drive-through at First Horizon Bank - Sugar Land?
The drive-through is open Monday to Friday from 9:00 AM to 5:00 PM and is closed on weekends.
Can I open a personal checking account online, or do I need to visit the branch?
You can open a personal checking account online or visit one of our banking centers to apply in person.
What documentation is required to open a personal checking account at First Horizon Bank?
You need a $50 minimum deposit, Social Security number, date of birth, and a valid personal ID such as a driver's license or passport.
Does First Horizon Bank limit the number of transactions on a personal checking account?
No, there is no limit on the number of transactions for a personal checking account.
What types of mortgage loans are offered at First Horizon Bank in Sugar Land?
We offer fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit different financial needs.
Are there programs to assist first-time homebuyers at First Horizon Bank?
Yes, we offer programs such as FHA loans and other options with lower down payments to help first-time homebuyers.
What small business loan options are available through First Horizon Bank?
We offer various loans including term loans, lines of credit, and real estate loans. Speak with a banker to find the best option for your business.
Is there free parking available when visiting First Horizon Bank - Sugar Land?
Yes, free onsite parking is available including a parking garage, parking lot, and street parking.
How can nearby amenities like Olive Garden or Sweetwater MRI be useful when visiting First Horizon Bank?
After your bank visit, you can enjoy a meal at Olive Garden or access medical services at Sweetwater MRI located nearby for convenience.
Are there other banking options nearby First Horizon Bank - Sugar Land?
Yes, IBERIABANK is located nearby if you need alternative banking services in the area.