Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans.
Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County can bank with Shell FCU. Thank you for the opportunity to serve you!
Do not bank with them. One person says one thing and another person says something completely different. They unprofessional and unknowledgeable on everything! Tried to pay off a credit card and they won’t let me! Like what? In fact they just posted a late fee and said to bad! Payment was literally made!!! AVOID AT ALL COST!
PM
Pauline Mckinley
Aug 18, 2025
1.0
Someone from Shell CU called me about changing to Medicare ins?????
CM
Chris Martinez
Aug 9, 2025
1.0
Will be switching banks due to lack of benefits from having my money here.
Also, when creating the account for me they got my birthday wrong. Now I have to sit with an advisor to get this fixed which I shouldn’t have to do on my own time.
Take your money somewhere else people😊
GM
Gloria Montalvo
Oct 22, 2024
1.0
This is for the credit union in spring. I had fraud where money was taken out if my account. The female manager said it was not reported on time. While I was with her I got a text from someone attempting to still take money out. She looked at it and said I'm not suppose to still receive notifications from that account since she closed it. Yet acknowledging someone was again trying to take money. I lost a lot of money and manager had no empathy. Ps. Been with them for about ten years. First time this ever happened me reporting fraud. And the experience was horrible. Other than that I never had an issue and loved them. This location is the worse. I drive to the humble location instead.
JJ
Jazmyne Jones
Aug 17, 2022
1.0
Absolute WORST financial institution EVER. I’ll be refinancing my car and shutting down my accounts. Thank you all for nothing. Would give 0 stars if I could.
*UPDATE*
Their employees are extremely rude. No wonder y’all are rated so poorly. Dalisia talks like someone who takes pride in hiding behind a desk. Still the WORST company ever!
Frequently Asked Questions About Shell Federal Credit Union
What services does Shell Federal Credit Union offer?
Shell FCU offers services including checking and savings accounts, IRAs, money market accounts, business accounts, loans (auto, personal, mortgage), credit cards, and other financial services like digital banking, wire transfers, and notary services.
Who is eligible to become a member of Shell Federal Credit Union?
Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County can become a member of Shell FCU.
What are the regular branch opening hours for Shell Federal Credit Union?
The branch is open Monday to Friday from 9:00 AM to 5:00 PM, Saturday from 9:00 AM to 12:30 PM, and closed on Sunday.
What are the online service hours for Shell Federal Credit Union?
Online services are available Monday to Friday from 7:00 AM to 10:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sunday.
Can I use the drive-thru services at Shell Federal Credit Union? What are the hours?
Yes, the drive-thru is available Monday-Wednesday from 7:30 AM to 6:00 PM, Thursday-Friday from 7:30 AM to 7:00 PM, and Saturday from 8:00 AM to 12:30 PM. It is closed on Sunday.
How can I contact Shell Federal Credit Union?
You can call them at +1 713-844-1100 or email contactusemails@shellfcu.org.
Is there a mobile app available for Shell Federal Credit Union members?
Yes, there are mobile apps available on both Android and iOS devices via Google Play Store and the Apple App Store.
What nearby dining options are available close to Shell Federal Credit Union?
Near the credit union, you can find several restaurants such as Spring Creek Barbeque, Popeyes Louisiana Kitchen, Mi Rancho Spring (Mexican), Gratzi Italian Restaurant, Tailgaters Pub And Grill, and 242 Pub & Grill, offering various dining choices.
What healthcare facilities are near Shell Federal Credit Union?
Nearby healthcare options include Trinity Healthcare Network, 2920 Medical Center, Interventional Spine of Texas, Mind Wellness RX, Holistic Physical Therapy, Teresa M. Scott DDS, Texas Children's Pediatrics, and various doctors and specialists.
Are there any car care services close to Shell Federal Credit Union?
Yes, car care services nearby include Quick Quack Car Wash and Detail Garage for automotive cleaning and detailing needs.