Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.0
8 reviews
5 stars
6
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1 star
2
- JGJoe GuerraJun 11, 20221.0After months and months of harassing phone calls and letters about giving me a loan. I finally said ok. Then the process began, after 2 days I was turned down???? Huh, I have a credit score of 660. Which is ok, and am financially ok. But WTH, Really. PLEASE DONT BUG ME ANYMORE!!!
- CSCHAS SMITHOct 15, 20215.0They are good so far great customer service borrowed 2000 easy payback.
- AAAlyssa AyalaJul 20, 20185.0The guys are great and professional. I was really comfortable applying for the loan and giving my reason why. They are warm and inviting. I highly recommend this location and company.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers various personal loans including auto-secured, bill consolidation, emergency, holiday, home improvement, K-12 school, vacation, and personal loans.
How can I pre-qualify for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms you might qualify for based on your credit and information you provide. Final approval requires a full loan application.
What should I do if I receive a loan check in the mail from Republic Finance?
A loan check is a real pre-approved loan offer from Republic Finance. You can find more information on loan checks on their website.
What is the difference between interest rate and APR on a loan?
The interest rate is the cost percentage to borrow money excluding fees. APR includes the interest rate plus additional fees like origination and documentation fees, typically making it higher than the interest rate.
How long does it take to receive funds after loan approval?
If qualified for electronic funding, funds are deposited within 1-2 business days. At physical Republic Finance locations, funds are usually received the same day as a paper check.
What are Republic Finance's business hours in San Antonio?
The office at 7627 Culebra Road, Suite 110 is open Monday through Friday from 8:00 AM to 5:00 PM and is closed on Saturdays, Sundays, and major holidays like Thanksgiving and Christmas.
Where is Republic Finance located in San Antonio, TX?
Republic Finance is located at 7627 Culebra Road, Suite 110, San Antonio, TX 78251.
Are there any mobile phone stores near Republic Finance on Culebra Road?
Yes, Total Wireless and Cricket Wireless Authorized Retailer are nearby. Customers can conveniently visit these stores for mobile phone services before or after visiting Republic Finance.
What dining options are available near Republic Finance in San Antonio?
Nearby dining includes Hugo's Sushi, Wings Pizza N Things, The 210 Pizza & Burger Bistro, and Tacos Y Burritos Metro Basilica 2, offering a variety of Asian, pizza, burger, and Mexican cuisine for customers to enjoy around their visit.
Are there any professional services close to Republic Finance's location on Culebra Road?
Yes, nearby professional services include Alonso Zuniga: Allstate Insurance, El Centro De El Mundo advertising agency, and My Mailbox Store Business Center, providing financial, advertising, and mail services for customer convenience.