Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.4
16 reviews
5 stars
9
4 stars
1
3 stars0
2 stars0
1 star
6
- HDHector M DavilaAug 22, 20255.0Professional team and treatment of clients. They’ve always been there when I needed them.
- RDRebecca DeleonAug 1, 20255.0Stress free, easy experience. Always there when we need it the most. Thank you!!!
- MHMarcella HernandezJul 31, 20255.0I live in the country. So it’s hard for me to get to an office. I was able to do everything online and the process was easy. When needed, I spoke with someone directly on the phone to answer any questions. Since then I’ve had my loan renewed a few times flawlessly. I appreciate the communication and convenience of the process. Thank you.
- BDB L DesselleMay 13, 20211.0New staff, poor service. Went in yesterday requesting half of the cash which was available and was turned down. Offered a larger amount to pay off another loan company and a small amount going towards me which would take years to pay off needed smaller amount to make Bank good, and to pay smaller bill. They treated me like a low life so now bills cannot be caught up. Update:. My loan was paid off last month in July. Received a $2,400 check in the mail that I could have used to pay off remaining balance on my property tax but needed to cash the check first which I can't because I have no active checking account, just a debit card I use that I get my direct deposits on. Called them and spoke to Mario and asked if I can get something smaller like a $1,500 check so I can easily cash that and went through the usual questions starting off with two of the past two accounts that were old that would never paid off. After hearing those two I just told him never mind and hung up. I just hate it when they flaunt you with the cash or checks but yet they consider me a risk even though my debt with them has been paid off. They still deserve a one star for their treatment of me.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, repairs, and other unplanned expenses.
How is pre-qualifying for a loan different from applying for one at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information, while final approval requires a full loan application.
What does refinancing a loan with Republic Finance mean?
Refinancing replaces your existing loan with a new one potentially having new interest rate, terms, and repayment timeline including remaining balance and fees.
How quickly can I receive funds after loan approval at Republic Finance?
If eligible for electronic funding, funds are deposited in 1-2 business days; loans closed in-person receive a paper check the same day.
What are Republic Finance's business hours?
The office is open Monday through Friday from 8:00 AM to 5:00 PM Central Time and closed on weekends and certain holidays.
What is the maximum loan amount I can pre-qualify for online at Republic Finance?
You can pre-qualify online for a loan amount up to $10,000, although final approval depends on various factors including state and income.
How can I contact the Republic Finance branch in San Antonio?
You can reach the branch by phone at +1 210-402-7335 or visit them at 3030 Thousand Oaks Dr., Suite 106, San Antonio, TX 78247.
What nearby places can I visit before or after visiting Republic Finance?
Nearby places include Mighty Oak BBQ for food, Bee's Wellness Cafe and Juicery for healthy options, and Black Clover Pub for a European-style pub experience.
Are there useful nearby services for personal care around Republic Finance?
Yes, nearby you can find Diva Nails and Crown Vic for beauty services, Massage Heights-The Arbor and Massage Haus for massage therapy, and Skin Solutions Laser & Med Spa for medical spa services.
What nearby automotive services are available near Republic Finance?
Nearby automotive services include Jiffy Lube, Kwik Kar Lube & Tune, Take 5 Oil Change, Pep Boys, and Express Lube Plus #26 for repairs and maintenance.