Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers a variety of personal loans including bill consolidation, home improvement, vacation, car purchase and repair loans, as well as emergency loans.

Funds are deposited within 1-2 business days if you qualify for electronic funding, or the same day via paper check if you close your loan at a physical Republic Finance location.

Pre-qualification provides an estimate of loan terms based on your credit and information provided. Final approval and terms depend on completing a full loan application.

Refinancing replaces your existing loan with a new one that may have new interest rates, terms, and repayment timelines including remaining balances and applicable fees.

If payments are late, you may be charged a late fee. You can contact your local branch or check your loan documents for specific late charge amounts and details.

The branch is open Monday through Friday, 8:00 AM to 5:00 PM, and is closed on Saturdays, Sundays, and on major holidays such as Thanksgiving and Christmas.

It is located at 2000 S.E. Loop 410, Suite 105, San Antonio, TX 78220.

Customers might enjoy meals at Alfonso's Tamales, Alfonzo's Mexican Food Products, or Nopalitos Mexican & Centroamerica Food, all within the local area of the Republic Finance branch.

Budget and Avis travel services are nearby, making it convenient for customers who may need rental cars when visiting or after their appointment.

Yes, nearby retail stores include RED STAR VAPOR, Shoe Show, Sally Beauty, Cato Fashions, and Total Wireless, which offer various shopping and services around the Republic Finance location.