Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.1
15 reviews
5 stars
11
4 stars
1
3 stars0
2 stars0
1 star
3
- PAPriscilla AmersonSep 27, 20255.0The agent struck to his word on giving me a loan and the staff there are very friendly
- KHKevin HolmesAug 20, 20255.0Very dependable when needed.
- SPSteve PerezJul 10, 20255.0Great service never wasted my time always efficient
- RCReed CrosbyJan 9, 20191.0Received a predatory loan letter in the mail. Despisitable check with guarunteed amount of $3500, at 31% interest. I would have paid $5100 by time it was done. They also collect massive amounts of your personal information - including but not limited to your social security number - and say in a second letter that they will sell this information to other companies who will likely send similarly predatory offers. You cannot opt out of this. Do not waste your money, time, or mental health dealing with companies like this
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers a variety of personal loans including bill consolidation, home improvement, vacation, car purchase and repair loans, as well as emergency loans.
How long does it take to receive funds after loan approval?
Funds are deposited within 1-2 business days if you qualify for electronic funding, or the same day via paper check if you close your loan at a physical Republic Finance location.
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification provides an estimate of loan terms based on your credit and information provided. Final approval and terms depend on completing a full loan application.
What does it mean to refinance my loan at Republic Finance?
Refinancing replaces your existing loan with a new one that may have new interest rates, terms, and repayment timelines including remaining balances and applicable fees.
What happens if I miss a payment with Republic Finance?
If payments are late, you may be charged a late fee. You can contact your local branch or check your loan documents for specific late charge amounts and details.
What are the operating hours for the Republic Finance branch in San Antonio?
The branch is open Monday through Friday, 8:00 AM to 5:00 PM, and is closed on Saturdays, Sundays, and on major holidays such as Thanksgiving and Christmas.
Where is the Republic Finance branch located in San Antonio, TX?
It is located at 2000 S.E. Loop 410, Suite 105, San Antonio, TX 78220.
Which nearby restaurants can customers visit before or after getting services at Republic Finance?
Customers might enjoy meals at Alfonso's Tamales, Alfonzo's Mexican Food Products, or Nopalitos Mexican & Centroamerica Food, all within the local area of the Republic Finance branch.
What nearby transportation or travel services are close to Republic Finance for customer convenience?
Budget and Avis travel services are nearby, making it convenient for customers who may need rental cars when visiting or after their appointment.
Are there any nearby retail or service shops near Republic Finance that customers can visit?
Yes, nearby retail stores include RED STAR VAPOR, Shoe Show, Sally Beauty, Cato Fashions, and Total Wireless, which offer various shopping and services around the Republic Finance location.