Heights Finance in San Antonio, TX (formerly Covington Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Very happy the turn out Lily knows her job and she’s a good access to your company. We have dealt with Lily for over 15 years and never had any problems. She’s an awesome person in and out. I’m very grateful to Lily for all the help.
MF
Michael Fernandez
Dec 30, 2025
5.0
Heights Finance stayed open JUST FOR ME! Dolores Juarez was very patient and listed all the documents I needed and was a quick process which usually is a headache! Thanks for financing my BMW Heights!
AP
Anna Puente
Dec 30, 2025
5.0
As always great customer service! Lilly you are the best! Always professional, caring, and of course with a beautiful personality…❤️
DD
delilah
Dec 23, 2025
5.0
Great experience from start to finish with Miss Rebecca. The staff was professional, knowledgeable, and took the time to explain everything clearly. The process was smooth and stress-free, and I felt supported the entire time. Highly recommend this loan office to anyone looking for reliable and friendly service.
NB
nichole bloo
Dec 15, 2025
1.0
They denied me which is fine but the women I talked to hard pulled my credit twice and said it wouldn’t …
Be careful when they say “do you have credit” apparently there system showed I had none and she checked and checked multiple times then said she was gonna use a different system and it dinged my credit again. She really tried to argue back over the phone saying “well it was gonna hard pull anyway” yet you lied and said it wouldn’t do it multiple times. Also told me she’d call me back … I know she isn’t gonna call because she messed up by lying like my credit isn’t gonna show proof. Since you wanted to talk back like a child maam here’s the proof that it was hard pulled twice. Personally wouldn’t bother with this place but that’s just my experience.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in San Antonio offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans with loan amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or in person at a Heights Finance branch in San Antonio.
What documents do I need to bring to apply for a loan?
You need two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility or bank statements.
Does Heights Finance require good credit to approve a loan?
Good credit helps, but approval is based on multiple factors. You may qualify even without stellar credit. Applying is the best way to find out.
What are the business hours for Heights Finance in San Antonio?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is the Heights Finance branch in San Antonio wheelchair accessible?
Yes, the Heights Finance San Antonio branch has a wheelchair accessible entrance and onsite services.
Where is Heights Finance located in San Antonio?
Heights Finance is located at 3655 Fredericksburg Road, San Antonio, TX 78201.
Are there other financial service providers near Heights Finance in San Antonio?
Yes, nearby financial service providers include Service Loan, Gold Star Finance, Regional Finance, Payment 1 Financial, Payment 1 Loans, and Charles Johnson Financial Services.
What religious organizations are near Heights Finance in San Antonio?
Nearby religious organizations include Christ Nation San Antonio Campus, House of Abundance, CDR-Youth Works/San Antonio, TX, and Castillo Del Rey.
What dining options are available near Heights Finance in San Antonio?
Nearby dining options include Taqueria Puro Jalisco (Mexican restaurant), China Harbor (Chinese and seafood), and Papa John's Pizza.