At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Awesome experience and I would recommend this company to anyone.
JH
Johnny Hilario
Jul 26, 2025
5.0
They approve me with the pre approved statement and I was on my way I respect them I will honor their decision and pay automatically. Thank you Republic Finance. And got me when I needed them the most. I’m out from under. Thank you again Republic Finance.
EP
Eva Pawlicki
Jul 17, 2025
5.0
I highly recommend this place if you are needing a loan and fast. I worked with Veronica and she was very kind and so helpful, answered all my concerns and questions and explained them very well. Her and the other workers in the office were very kind and everything ran so smooth. Thank you for your help!
VC
Vic Chjr
Jul 6, 2024
4.0
So far so good. Great company to deal with so far. Help me out alot!
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers a variety of personal loans including auto-secured loans, bill consolidation loans, emergency loans, holiday loans, home improvement loans, K-12 school loans, vacation loans, and personal loans.
How can I pre-qualify for a loan at Republic Finance?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and information you provide. Final approval depends on completing a full loan application.
What is the difference between an interest rate and APR for a loan?
The interest rate is the cost percentage to borrow money and does not include fees. The APR includes the interest rate plus any fees such as origination or documentation fees and is usually higher than the interest rate.
How quickly can I receive funds from Republic Finance?
If you qualify for electronic funding, funds are deposited in 1-2 business days. If closing a loan at the physical location, you receive funds the same day via paper check.
What should I do if I miss a payment at Republic Finance?
If a payment is missed, you may be charged a late fee. Contact your local branch or refer to your loan documents for details on late charges.
What are the Republic Finance office hours in San Angelo, TX?
The Republic Finance office in San Angelo, TX is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and holidays.
Where is Republic Finance located in San Angelo, TX?
Republic Finance is located at 4822 Southland Blvd., San Angelo, TX 76904.
Are there any nearby places to Republic Finance where I can grab a meal?
Nearby Republic Finance, you can find Domino's for pizza and McDonald's for fast food, both convenient options for a quick meal before or after your visit.
What fitness or wellness options are near Republic Finance in San Angelo?
HOTWORX, a yoga and pilates studio and gym, is located near Republic Finance, offering a place to relax or exercise around your visit.
If I need personal care services near Republic Finance, where can I go?
Majestic Studio & Lounge and Fadesbysel, both beauty salons, as well as Elle Nails & Beauty Spa for nail and hair removal services, are nearby for personal care needs.