Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.1
14 reviews
5 stars
11
4 stars0
3 stars0
2 stars0
1 star
3
- DHDebra HeardNov 6, 20255.0Republic Finance keeps me up to date when I am eligible for additional funds, and it always seems to come at a time when I need it the most. The staff is always professional and friendly. They anticipate any questions and concerns you might have and they are able to address them. They know their products!
- SSSheila SolisSep 26, 20215.0I really liked doing business with eric very professional and friendly service
- FAFrancisco AlmanzaJul 10, 20205.0Great people. I would recommend republic Finance to EVERYONE. I just finish paying my loan and i'm ready to go back again. Thank you for your effort and support. Thank you so much 😃
- EHEdgar HernandezFeb 29, 20205.0Eric provided excellent service, and answered all of my questions. I highly recommend Republic Finance Rowlett.
- JPJoyce PMar 26, 20191.0Just received a letter stating thank you for cashing our check we sent you in the mail ???? and stating I owe them money and the monthly payments begin on such and such date etc!!!! I never received a check from them! I never asked them to send me a check!!! I never applied for a loan with Republic Finance to begin with! I have never cashed a check with Republic Finance. Why would a financial institution send a check when I never applied for a loan with them or spoke to them? I am definitely calling Republic Finance customer service numbers tomorrow. And submitting a BBB complaint. They were closed by the time I opened this bogus letter I received from them. Has anyone else experienced or received something like this from them ? And the address show in the letter is for this Republic Finance off of 9824 Lakeview Pkwy Suite 200
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How does pre-qualifying for a loan differ from applying for one?
Pre-qualification provides an estimate of loan terms based on your credit and information provided, while final approval and terms require a full loan application.
Is the loan check I received in the mail from Republic Finance genuine?
Yes, the loan check is a real pre-approved loan offer from Republic Finance.
Can you explain the difference between the interest rate and the APR on a loan?
The interest rate is the percentage charged on the borrowed amount, excluding fees; the APR includes the interest rate plus loan fees, reflected as an annual percentage rate, and is typically higher.
What does refinancing a loan at Republic Finance involve?
Refinancing replaces your existing loan with a new one that may have different interest rates, terms, and repayment timelines, including the remaining balance and any fees.
How quickly can I receive funds after approval from Republic Finance?
If eligible for electronic funding, funds are deposited within 1-2 business days; if in-office, you receive funds the same day via a paper check.
What is the maximum loan amount I can borrow from Republic Finance online?
The largest loan amount you can pre-qualify for online is $10,000, though approval depends on factors like your state and income.
What happens if I miss a loan payment at Republic Finance?
Missing payments may result in late charges. Contact your local branch or check your loan documents for specific details.
What nearby medical facilities can customers find around Republic Finance in Rowlett, TX?
Nearby you can find Servant Heart Orthodontics, Quest Diagnostics, Pediatric Clinic of Rockwall, and Liberty Dermatology, offering convenient healthcare options during your visit.
Are there dining options close to Republic Finance where I can eat before or after my appointment?
Yes, nearby dining options include Hang Time Sports Grill & Bar, Cruzitos Mexican Restaurant, Las Palmas Mexican Restaurant & Bar, Tokyo Hana sushi and steakhouse, and Kyoto Japanese Steak House.
What nearby businesses can help with grooming or relaxation near Republic Finance?
Customers can visit nearby spots like Redemption Barber Shop for grooming and Southwest Rejuvenation Center for spa and beauty treatments.