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About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.2
16 reviews
5 stars
8
4 stars
1
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1 star
7
- LGLarry GriffinOct 24, 20255.0Rubi was so helpful and knowledgeable. It was a real pleasure to work with her.
- JNJohn NybergAug 22, 20254.0Always helpful and helped me every time
- MPMickey PurtlebaughJul 24, 20255.0Quick and professional. Fastest loan I have ever gotten
- IZIna ZamarripaJan 5, 20225.0Republic Finance has been very helpful and cooperative. In the beginning it was a little difficult to get my auto draft withdrawals set up but it worked itself out and I've had no problems since. I will say that the auto draft is great because I don't have to worry about my payments being late. Everyone I've ever talked to there has always been very courteous and professional.Once every few months they may call to let me know I have funds available if I want to borrow again but they aren't ever pushy or rude. So far a good experience.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How is pre-qualifying for a loan different from applying for one at Republic Finance?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information, while final approval requires a full loan application.
Are loan checks sent by Republic Finance genuine?
Yes, loan checks sent by Republic Finance are real and represent pre-approved loan offers.
What is the difference between interest rate and APR at Republic Finance?
The interest rate is the cost percentage for borrowing money excluding fees, while the APR includes interest plus fees like origination or documentation fees.
What does refinancing a loan with Republic Finance mean?
Refinancing replaces your existing loan with a new one potentially having new interest rates, terms, and repayment schedules, incorporating the remaining balance and fees.
How quickly can I receive funds from Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days; loans closed at a physical office provide funds the same day via a paper check.
What is the maximum loan amount I can pre-qualify for online at Republic Finance?
The largest online pre-qualification loan amount at Republic Finance is $10,000, though approvals depend on factors like income and state.
What happens if I miss a repayment at Republic Finance?
Late payments may incur late charges; details are available by contacting your local branch or reviewing your loan documents.
What are the business hours for Republic Finance in Round Rock, TX?
Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and major holidays like Thanksgiving and Christmas.
Which nearby restaurants can I visit before or after visiting Republic Finance?
You can enjoy dining at nearby restaurants like Hung Ky Asian Kitchen, Yall's Down Home Cafe, China Wall Restaurant, and Nopalitos for various Asian, southern, and Mexican cuisines.
Are there any beauty or wellness salons near Republic Finance in Round Rock?
Yes, nearby beauty and wellness salons include Beauty By Bridgette, Foot Heaven Round Rock, Sportclips, HD Cutz, DK Nails, and Toya's Touch Hair Studio.
Where can I find fitness or health facilities close to Republic Finance?
Close to Republic Finance, you can visit Iron Forge Gym for fitness activities and Kapsner Chiropractic Centers for chiropractic and massage services.