Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other financial needs.

Pre-qualification gives an estimate of loan terms based on your credit and information provided, but final approval requires a full application.

Yes, loan checks are real, pre-approved loan offers from Republic Finance.

The interest rate is the cost percentage for borrowing money, while the APR includes the interest rate plus any additional fees expressed as a percentage.

Refinancing replaces your existing loan with a new one that may have different interest rates, terms, and repayment timelines.

If you qualify for electronic funding, funds are deposited within 1-2 business days. In-office loan closings receive funds the same day via paper check.

The largest loan you can pre-qualify for online is $10,000, though approval depends on income and residency.

Missing payments may result in late charges. You should contact your local branch or review your loan documents for details.

The Pearland branch is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and major holidays.

Nearby attractions include Diva Style Salon and Barber Shop for haircare, Blooming Buttercream for bakery treats, and Ms. Norma's Cafe for coffee and dining.

You can plan home improvement projects with Home Evolution or visit Renew Chiropractic for wellness services in the same area as Republic Finance.

Yes, there are stores like Dollar Tree and services such as Amazon Locker nearby for your convenience when visiting Republic Finance.