Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
5.0
12 reviews
5 stars
12
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1 star0
- CICHARLES JONES IIIJan 3, 20255.0Great service great responsiveness great people!An overall great experience that I would recommend to anyone!👍🏿
- AMAngelina MartinezDec 16, 20245.0Office did a great job in providing best service! Very friendly staff and made appt. convenient for me.
- DHDebra HeardJul 5, 20245.0I am grateful for your consistent outstanding customer service, knowledge of your services and always friendly and welcome attitudes.
- AGAngela GonzalezMay 21, 20245.0Jacob Rodriguez was very professional in walking me through the process of getting a loan!!!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other financial needs.
How can I check if I pre-qualify for a loan at Republic Finance?
Pre-qualification gives an estimate of loan terms based on your credit and information provided, but final approval requires a full application.
Is the loan check I received in the mail from Republic Finance legitimate?
Yes, loan checks are real, pre-approved loan offers from Republic Finance.
What is the difference between the interest rate and the APR on a loan?
The interest rate is the cost percentage for borrowing money, while the APR includes the interest rate plus any additional fees expressed as a percentage.
What does refinancing a loan with Republic Finance mean?
Refinancing replaces your existing loan with a new one that may have different interest rates, terms, and repayment timelines.
How quickly can I get funds from Republic Finance after approval?
If you qualify for electronic funding, funds are deposited within 1-2 business days. In-office loan closings receive funds the same day via paper check.
What is the maximum loan amount I can pre-qualify for online at Republic Finance?
The largest loan you can pre-qualify for online is $10,000, though approval depends on income and residency.
What happens if I miss a loan payment at Republic Finance?
Missing payments may result in late charges. You should contact your local branch or review your loan documents for details.
What are the business hours for Republic Finance in Pearland, TX?
The Pearland branch is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and major holidays.
What nearby places can I visit near Republic Finance in Pearland, TX?
Nearby attractions include Diva Style Salon and Barber Shop for haircare, Blooming Buttercream for bakery treats, and Ms. Norma's Cafe for coffee and dining.
How can nearby businesses like Home Evolution and Renew Chiropractic complement my visit to Republic Finance?
You can plan home improvement projects with Home Evolution or visit Renew Chiropractic for wellness services in the same area as Republic Finance.
Are there convenient stores or services near Republic Finance for quick errands?
Yes, there are stores like Dollar Tree and services such as Amazon Locker nearby for your convenience when visiting Republic Finance.