Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers various personal loans including bill consolidation, home improvement, vacation, car purchase/repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms based on your credit and information you provide, while final approval requires completing a full loan application.

If you qualify for electronic funding, funds are deposited within 1-2 business days; if closing at a physical location, funds are provided the same day as a paper check.

Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, or repayment timeline, including remaining balance and fees.

The office is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and certain holidays.

Republic Finance is located at 4235 N. Dixie, Odessa, TX 79762, USA.

Yes, nearby places include Sew Esquisite Boutique for shopping, Remake Beauty Studio Odessa for beauty services, and Around the Clock Fitness gym, which you might visit before or after your loan appointment.

Yes, nearby dining options include Crab City seafood restaurant, Little Caesars Pizza for fast food, and Volcano Korean BBQ & SUSHI, all great choices after visiting Republic Finance.

Nearby services include Basin Dental Suite for dental care, Liberty Tax Service for tax assistance, and Tech Doctor Phone Repair for electronics repair, convenient for handling multiple errands in one trip.

You can reach Republic Finance by phone at +1 432-363-5349 or visit their website at https://locations.republicfinance.com/republic-finance-3edb51baafb2 for more information.