Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for purposes such as bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and provided information, but final approval depends on completing a full loan application.

Yes, a loan check from Republic Finance is a real, pre-approved loan offer that you can use to apply for a loan.

The interest rate is the percentage charged for borrowing money and excludes fees, while the APR includes the interest rate plus any fees and finance charges, usually resulting in a higher percentage.

Refinancing replaces your existing loan with a new one potentially with different interest rates and terms, including the remaining balance and any agreed fees or insurance products.

If you qualify for electronic funding, funds deposit into your bank account within 1-2 business days; if you close your loan at the physical office, you receive your funds the same day via paper check.

Republic Finance in New Braunfels is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and holidays such as November 27, 2025, and December 25, 2025.

Missing a payment may result in a late charge; you should contact your local branch or review your loan documents for details about applicable fees.

Nearby medical services include A-1 Senior Care Services, Inc., Partners Wellness Center, Riverside ER, and several doctors and clinics such as Methodist Cardiology Clinic and Conviva New Braunfels, which can be convenient for customers managing their health needs before or after visiting Republic Finance.

Yes, customers can enjoy nearby dining at Coronado's Sweet Heat BBQ, Little Caesars Pizza, and Texas Bistro At Park View, making it easy to grab a meal when visiting the area.

Nearby fitness and wellness options include Hixon Fitness & Athletics and Snap Fitness gyms, as well as La Luna Nails & Spa for beauty and relaxation services.