Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.6
9 reviews
5 stars
8
4 stars0
3 stars0
2 stars0
1 star
1
- LMladonna McIntyreJul 23, 20245.0My mom and I use this place. Very professional and explain things so you get an understanding. I haven’t had not one issue with them. Great staff and great company.
- GCGeraldine ColemanJul 17, 20245.0Great Staff. Very professional with great communication and positive attitudes. Thank you.
- CSCindy ScarberSep 28, 20191.0The people who work here are, listing, they are very nice, talk you into accept their loan, even use your credit, and your husband's income, Everyone was so nice,y husband'or your wife, moves out, and they put you on the most wanted list, even goes out of their way to run your credit every month. Do not get caught up in a personal Loans, I ended up going to a mental wellness hospital 4 times in three months, due to stress. They will call at least 4-5 times a day
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers various personal loans including bill consolidation, home improvement, vacation, auto refinancing, emergency, holiday, and K-12 school loans.
How can I pre-qualify for a loan at Republic Finance?
Pre-qualification provides an estimate of the loan terms you may qualify for based on your credit and information you provide. Final approval requires a complete loan application.
What is the difference between the interest rate and APR on a loan?
The interest rate is the cost percentage to borrow money, excluding fees, while the APR includes the interest rate plus any fees and is expressed as a percentage rate, usually higher than the interest rate.
How long does it take to receive funds after loan approval at Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days. If you close your loan at the physical location, you receive your funds the same day via a paper check.
What happens if I miss a loan payment at Republic Finance?
Missing a payment may result in a late charge. For details about late fees, contact your local branch or refer to your loan documents.
Where is the Republic Finance branch located in Mesquite, TX?
The Republic Finance branch is located at 1220 N. Town East Blvd., Suite 130, Mesquite, TX 75150.
What are the operating hours of Republic Finance in Mesquite?
The branch is open Monday through Friday from 8:00 AM to 5:00 PM, and closed on Saturdays, Sundays, and certain holidays.
Are there any nearby places where I can grab a meal before or after visiting Republic Finance?
Yes, you can visit nearby restaurants such as Kay's Cookiez, Burger Max, Papa John's Pizza, and Cicis Pizza for dining options around Republic Finance.
If I am visiting Republic Finance, where can I get beauty or salon services nearby?
Nearby beauty and salon services include SOI Brow Threading Salon, Beauty and the Brow, Salon 2000 & Co., Amanda's Hair Salon, Miss Nails, and Top Nails.
Are there any medical or health centers near the Republic Finance Mesquite branch?
Yes, there are several nearby such as Miracle-Ear Hearing Aid Center, Hearing Aids by Miracle Ear, Key-Whitman Eye Center, Planned Parenthood, and the Planned Parenthood - Mesquite Health Center.