Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers various personal loans including bill consolidation, home improvement, vacation, auto refinancing, emergency, holiday, and K-12 school loans.

Pre-qualification provides an estimate of the loan terms you may qualify for based on your credit and information you provide. Final approval requires a complete loan application.

The interest rate is the cost percentage to borrow money, excluding fees, while the APR includes the interest rate plus any fees and is expressed as a percentage rate, usually higher than the interest rate.

If you qualify for electronic funding, funds are deposited within 1-2 business days. If you close your loan at the physical location, you receive your funds the same day via a paper check.

Missing a payment may result in a late charge. For details about late fees, contact your local branch or refer to your loan documents.

The Republic Finance branch is located at 1220 N. Town East Blvd., Suite 130, Mesquite, TX 75150.

The branch is open Monday through Friday from 8:00 AM to 5:00 PM, and closed on Saturdays, Sundays, and certain holidays.

Yes, you can visit nearby restaurants such as Kay's Cookiez, Burger Max, Papa John's Pizza, and Cicis Pizza for dining options around Republic Finance.

Nearby beauty and salon services include SOI Brow Threading Salon, Beauty and the Brow, Salon 2000 & Co., Amanda's Hair Salon, Miss Nails, and Top Nails.

Yes, there are several nearby such as Miracle-Ear Hearing Aid Center, Hearing Aids by Miracle Ear, Key-Whitman Eye Center, Planned Parenthood, and the Planned Parenthood - Mesquite Health Center.