Business Details
About
Loan AgencySouthern Management Corporation
Heights Finance in McKinney, TX (formerly Covington Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.7
127 reviews
5 stars
116
4 stars
2
3 stars0
2 stars1
1 star
8
- DBDj Michael BraapsDec 2, 20255.0Kelly did an amazing job. This company is willing to step up where others fall short. I have nothing but good things to say about my experience with Heights Finance!
- LMLuisa MartinezOct 8, 20255.0Exceptional Service from Kelly & Krystal! Kelly and Krystal went above and beyond throughout the entire loan process. Their knowledge and professionalism were evident from the very beginning. They took the time to explain every step clearly, making the process smooth and stress-free. I truly felt supported and informed the whole way through. Highly recommend working with them if you want a team that genuinely cares and knows their stuff!
- MLMaria LozanoJun 12, 20235.0Had a very great experience with Laurel. She got me in and out quick. Thank you for the great customer service.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance offer in McKinney, TX?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured personal loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, in a branch, or by phone. Their representatives will help find loan options that fit your financial situation.
What documents do I need to bring to apply for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility statements.
Do I need good credit to qualify for a loan at Heights Finance?
Good credit helps but is not required. Loan decisions are based on multiple factors, so applicants with less-than-perfect credit may still qualify.
What are the business hours of Heights Finance in McKinney?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Is there wheelchair access and parking available at the McKinney branch?
Yes, the McKinney branch has a wheelchair-accessible entrance and onsite parking for customers.
Are appointments required for visiting Heights Finance in McKinney?
No, appointments are not required; customers can visit during business hours without a prior appointment.
What nearby places can I visit before or after my appointment at Heights Finance?
Nearby places include McKinney Leaf Cafe for coffee, Yazmin's Hair Salon for beauty services, and the McKinney Fire Department Museum for local history.
Is there public transportation or facilities nearby to help me get to Heights Finance?
While specific transit stations are not listed, Heights Finance is located near well-known spots such as the McKinney Leaf Cafe and Yazmin's Hair Salon, which can help you orient yourself when visiting.
What other financial services are available near Heights Finance in McKinney?
World Finance offers additional financial services like installment loans and investing nearby, providing options for customers seeking personal financing.