Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses since 1952.

Pre-qualification provides an estimate of possible loan terms based on your credit and information you provide; final approval requires a full loan application.

If you qualify for electronic funding, funds are deposited within 1-2 business days; loans closed at the physical location receive funds the same day via paper check.

They are open Monday, Wednesday, Thursday, and Friday from 8:00 AM to 5:00 PM, and Tuesday from 8:00 AM to 7:00 PM; closed on Saturdays, Sundays, and certain holidays.

Republic Finance is located at 1700 W Dove Ave, Suite 70, McAllen, TX 78504.

You may be charged a late fee; contact your local branch or review your loan documents for specific late charge details.

Yes, refinancing replaces your existing loan with a new one that may have new interest rates, terms, and repayment timeline.

Nearby medical facilities include Open MRI of McAllen, Medi-Weightloss McAllen, Swift Dental, MedClinic2U/MedClinic4U, and Bespoke MD, which may be helpful for customers needing health services before or after visiting Republic Finance.

Yes, options like Melt Lipotherapy and Wellness Spa, Kneaded Therapy by Nena, The Health Nut McAllen smoothie bar, and The Shack Supplements and Shakes provide wellness services and nutrition near Republic Finance.

Nearby grooming and beauty spots include Vidaxi Salon, Cavemen Barbershop, The Spot Barbershop, and Adrian The Barber - Fades & Designs for services before or after your loan visit.