Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.2
11 reviews
5 stars
8
4 stars0
3 stars
1
2 stars
1
1 star
1
- CACriselda AlvaradoJan 5, 20265.0Republic always very helpful and friendly. I will consider them again when I need help.
- SKSteven KlinekSep 25, 20255.0Great company who delivers on their promise
- JLJohn LlanasSep 6, 20223.0They are really good about starting your account but when you need to speak to someone you call gets sent to a switch board operator.. Or you need to go into the office directly. You can't even talk to you the office manager she is always on a conference call..
- MAMaria AlbiterOct 12, 20215.0Fast and easy loan process. Customer services very responsive and attentive. Overall good Experience!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses since 1952.
What is the difference between pre-qualifying for a loan and applying for one at Republic Finance?
Pre-qualification provides an estimate of possible loan terms based on your credit and information you provide; final approval requires a full loan application.
How quickly can I receive funds after loan approval at Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days; loans closed at the physical location receive funds the same day via paper check.
What are the business hours of Republic Finance in McAllen, TX?
They are open Monday, Wednesday, Thursday, and Friday from 8:00 AM to 5:00 PM, and Tuesday from 8:00 AM to 7:00 PM; closed on Saturdays, Sundays, and certain holidays.
Where is Republic Finance located in McAllen, TX?
Republic Finance is located at 1700 W Dove Ave, Suite 70, McAllen, TX 78504.
What happens if I miss a payment on my Republic Finance loan?
You may be charged a late fee; contact your local branch or review your loan documents for specific late charge details.
Can I refinance my loan with Republic Finance?
Yes, refinancing replaces your existing loan with a new one that may have new interest rates, terms, and repayment timeline.
What nearby medical facilities can I find close to Republic Finance in McAllen?
Nearby medical facilities include Open MRI of McAllen, Medi-Weightloss McAllen, Swift Dental, MedClinic2U/MedClinic4U, and Bespoke MD, which may be helpful for customers needing health services before or after visiting Republic Finance.
Are there any convenient places for health and wellness near Republic Finance?
Yes, options like Melt Lipotherapy and Wellness Spa, Kneaded Therapy by Nena, The Health Nut McAllen smoothie bar, and The Shack Supplements and Shakes provide wellness services and nutrition near Republic Finance.
What local businesses for grooming and beauty are near Republic Finance in McAllen?
Nearby grooming and beauty spots include Vidaxi Salon, Cavemen Barbershop, The Spot Barbershop, and Adrian The Barber - Fades & Designs for services before or after your loan visit.