Heights Finance in McAllen, TX (formerly Covington Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Imelda in McAllen was really good would recommend going to her
AA
araceli adame
Nov 10, 2025
5.0
Imekda was very helpful she helped me with my loan
CR
Chris “The touch” Rios
Oct 31, 2025
5.0
I was very impressed with Employe Imelda professional honest and caring and attentive thanks so much Imelda 🙏
CA
Claudia Alvarez
Oct 20, 2025
5.0
Muy amables y rapido el proceso 100% recomendado
HG
Haley Garza
Oct 14, 2025
5.0
Imelda was very helpful in getting me my first loan. I recently got a credit and she still managed to give me a loan. Excellent service and very empathetic.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance offer in McAllen, TX?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or by visiting one of their branches in person.
What documents do I need to bring to apply for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility/bank statements.
Are good credit scores required to get a loan at Heights Finance?
While good credit helps, approvals are based on multiple factors, so you may qualify without stellar credit. The best way to know is to apply.
What are the branch hours for Heights Finance in McAllen?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Does Heights Finance have wheelchair accessible entrances?
Yes, Heights Finance locations, including the McAllen branch, have wheelchair accessible entrances.
Is there parking available at Heights Finance in McAllen?
Yes, there is onsite parking available at the McAllen Heights Finance branch.
What nearby places can I visit before or after my visit to Heights Finance?
Nearby places include Aurelio Leo Lara PC Law Offices, Hidalgo County Court House, and Super Salads And More, which could be convenient for legal consultations, government errands, or grabbing a meal.
Are there other financial service providers near Heights Finance in McAllen?
Yes, nearby financial service providers include Covington Credit and Apex Credit LLC, which offer related loan and credit services.
What nearby services can complement my visit to Heights Finance?
Nearby businesses such as Gold Direct jewelry store and Retro Event planner provide shopping and event planning services you might find useful around your visit.