Heights Finance in Laredo, TX (formerly Covington Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Thank youb Natalie for helping me with loan process. Staff was very polite.
SC
Saul Caballero
Nov 12, 2025
5.0
Fast Friendly Service. They got me set up the same day and were a great help. Thank you!
OR
Orbit_YT Orbit_YT (Ricky)
Nov 12, 2025
5.0
Thank you Natalie for your help definitely will recommend friends and family:)
IG
Ismael Gamez
Nov 5, 2025
5.0
Received professional help from Jessica Solano, very great customer service and a lot of help to get me approved for my loan, highly recommend her she’s the best
RM
Raul Mata
Oct 24, 2025
5.0
I recently had a fantastic experience with this loan company that was both smooth and efficient. The process was seamless, and I appreciated the clear communication throughout. Even though I traveled from out of town, the staff was incredibly accommodating and patient with my questions. Overall, it was a pleasant and stress-free experience that exceeded my expectations. I highly recommend this company to anyone in need of a reliable loan process.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Laredo offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or by visiting a branch to start the loan application process.
What do I need to bring to apply for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility or bank statements.
Can I apply for a loan over the phone?
Yes, you can call a branch nearby to speak with a friendly and knowledgeable team member to apply for a loan.
Are there loan options if I don’t have perfect credit?
Heights Finance considers multiple factors when making lending decisions; you may not need stellar credit to qualify for a loan.
What are the hours of operation for the Laredo Heights Finance branch?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on weekends.
Is the Heights Finance office accessible and does it have onsite parking?
Yes, the Laredo Heights Finance branch has a wheelchair accessible entrance and onsite parking for customers.
What nearby places can I visit before or after my appointment at Heights Finance?
Nearby you can visit La Reynera Bakery & Restaurant or Maná Snacks for delicious Mexican food, or stop by Raspas La Paseo for grocery shopping.
Are there automotive-related businesses near Heights Finance for customers needing vehicle assistance?
Yes, nearby automotive services include Nena's Auto Sales, Automotive Supplies and Coatings, and West Laredo Car Wash Express, which could be useful if you have an auto loan or need vehicle care.
Can the nearby legal and insurance services be helpful when managing financial matters with Heights Finance?
Yes, local businesses like the Law Office Of Jose Luis Castillo, Castillo Insurance Agency, and Texas Legacy Bail Bonds can provide legal and insurance services that complement your financial decisions with Heights Finance.