Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers various personal loans including bill consolidation, home improvement, vacation, car purchase, car repairs, and other unplanned expenses loans.

If you qualify for electronic funding, funds are deposited in your bank account within 1-2 business days. Loans closed in-office provide same-day funds as a paper check.

Pre-qualification gives an estimate of potential loan terms based on your credit and information provided. Final approval and terms come after completing a full loan application.

Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, and repayment timeline. The old loan balance is included in the new loan along with applicable fees.

Loan approval amounts depend on factors like your state and income. The maximum loan you can pre-qualify for online is $10,000.

Late payments may incur a late charge. Check your loan documents or contact your local branch for details on late fees.

The Lancaster branch is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and some holidays.

Nearby Fiesta Mart grocery store and The Fitness Combine gym offer convenient shopping and workout options before or after your visit to Republic Finance, making your trip more efficient and enjoyable.

Yes, several nearby restaurants include Jessie’s BBQ, New Win Hing Chinese Restaurant, 3 Hermanos Taqueria, and Pizza Hut, providing diverse dining choices around your visit.

Nearby services include Carpet Cleaning Of Lancaster, Denise Salon & Barber Shop, Locksmiths Lancaster TX, and UPS Access Point location, which can be conveniently accessed during your visit.