Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms you might qualify for based on your credit and information you provide, while final approval and terms require completing a full loan application.

Yes, a loan check is a real pre-approved loan offer from Republic Finance.

The interest rate is the cost to borrow money, excluding fees. The APR includes the interest rate plus fees like origination and documentation fees, so it is typically higher.

Refinancing replaces your existing loan with a new one possibly having different interest rates, terms, or repayment timelines, including the remaining balance and any origination fees.

Funds are deposited electronically within 1-2 business days if eligible, or same day via a paper check when closing a loan at a physical location.

Loan approval amounts depend on factors such as your state and income, with a maximum pre-qualification loan amount of $10,000 online.

If you miss payments, you may be charged a late fee. Contact your local branch or check your loan documents for specifics on late charges.

You can enjoy nearby dining options such as Big Thai Restaurant for Asian cuisine, Pizza Hut Express for pizza, Taco Bell for fast Mexican food, and Panera Bread for coffee and bakery items.

Yes, nearby shops include Sephora for cosmetics, Fabulous Nail Spa and Zen Nail Spa for nail care, Glo Sun Spa for tanning and wellness, and Sally Beauty for hair supplies and beauty products.

Nearby services include NewSound Hearing Centers for audiology, Quest Diagnostics for lab testing, Tractor Supply Co. for home improvement, and various retail stores like Kohl's and Maurices.