Heights Finance in Lake Jackson, TX (formerly Covington Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
My experience with Isenia was very great. She was patient, friendly, and helpful.
JG
Jannie Gabriel
Nov 14, 2025
5.0
My experience with Isenia was fast and cool an very nice
CF
Cynthia Farkas
Oct 10, 2025
5.0
My experience with Isenia was very friendly, explained things in detail and always has a smile on her face. I highly recommend Heights Finance and the Lake Jackson, TX team if you ever need help in a hurry.
DW
Doris Williams
Oct 9, 2025
5.0
My experience with Isenia was excellent
NB
None of Your business
Oct 2, 2025
1.0
The customer service at the Lake Jackson branch is horrible. They don't greet you, the ladies that work there are so rude. They lie to you and tell you that you don't have money available to refi when you know you do. The App is never working, good luck with the DM calling you back. I'm not sure how this office is still In business.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance offer?
Heights Finance offers installment loans, auto loans, debt consolidation loans, secured and unsecured personal loans, and more, with loan amounts up to $10,000 or higher.
How can I apply for a loan at Heights Finance in Lake Jackson?
You can apply online through their website, visit the branch in person at 120 Circle Way, Lake Jackson, TX, or apply by phone.
What are the business hours for Heights Finance in Lake Jackson?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Do I need good credit to qualify for a loan at Heights Finance?
Good credit can help, but decisions are based on multiple factors. You may qualify without stellar credit. The best way to know is to apply.
What identification and documents are needed to apply for a loan?
Bring two forms of verification for identity, residence, and income, such as government-issued IDs, proof of income, and utility or bank statements.
Can I make loan payments online or through other methods?
Yes, payments can be made online, via mobile app, automated bank payments, check, money order, or debit card. Contact your local branch for details.
Are there other financial services near Heights Finance in Lake Jackson?
Yes, nearby financial services include Care Cash Express Texas offering installment loans and trusts, Bar C Finance for installment loans, and Edward Jones - Financial Advisor.
What nearby places can I visit for dining before or after visiting Heights Finance?
You can visit Guadalajara Bar And Grill for Mexican cuisine, Pizza Hut for pizza and fast food, or Luby's for comfort food nearby.
Are there convenient stores or markets near Heights Finance for quick shopping?
Yes, Dollar General stores, Advanced Nutrition health food store, and Goodwill Houston Select Stores thrift store are nearby for shopping needs.
Is there parking and wheelchair access available at Heights Finance in Lake Jackson?
Yes, the location has onsite parking and a wheelchair-accessible entrance for customer convenience.