Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans.
Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County can bank with Shell FCU. Thank you for the opportunity to serve you!
I have been with Shell FCU since 1976 and have always been extremely satisfied with the service. Back in those days, I could call Betty R and tell her I was at a car dealership and wanted to buy a new car and hand the phone to the finance manager at the dealership, they would do the finance agreement, I would drive the new car to the Credit Union, in a day or two and complete the paperwork then. Things have changed in that way, but the service is still great.
JL
Joseph Lopez
Dec 22, 2025
5.0
Great place to bank great customer service the tellers are always smiling when u come in and they take care of u everybody with the negative reviews will always find things wrong I am sure they write bad post about all the places they go if there one place to bank it is shell Federal credit union got my car loan and my credit card help me build my credit up to where it is now all around great place to bank thank u shell
RW
Ronnie White
Dec 19, 2025
5.0
The best banking experience ever time and time again!
JS
Joy Shipwash
Dec 2, 2025
5.0
We love our local Shell Federal Credit Union. Love seeing the same faces instead of strangers every time.
EP
Eve Perez
Nov 7, 2025
1.0
Horrible service. You have to monitor your account every day, twice a day, due they make courtesy charges even if you have money available.
Frequently Asked Questions About Shell Federal Credit Union
What are the regular business hours for Shell Federal Credit Union?
Shell Federal Credit Union is open Monday to Friday from 9:00 AM to 5:00 PM, Thursday until 5:30 PM, and Saturdays from 9:00 AM to 12:30 PM. It is closed on Sundays.
Does Shell Federal Credit Union offer drive-thru services and what are the hours?
Yes, the drive-thru is open Monday to Wednesday from 7:30 AM to 6:00 PM, Thursday and Friday from 7:30 AM to 7:00 PM, and Saturday from 8:00 AM to 12:30 PM.
Can I access Shell Federal Credit Union's services online, and what are their online service hours?
Online services are available Monday to Friday from 7:00 AM to 10:00 PM, Saturday 9:00 AM to 5:00 PM, and closed on Sunday.
What types of accounts does Shell Federal Credit Union offer?
They offer checking accounts, savings accounts, individual retirement accounts (IRAs), money market accounts, business accounts, and share certificates.
What loan options are available at Shell Federal Credit Union?
They provide auto loans, credit cards, personal loans, and mortgage loans with competitive rates.
What additional services can members access at Shell Federal Credit Union?
Services include making appointments, investments, insurance, digital banking, notary, safety deposit boxes, wire transfers, VISA gift cards, cashier's checks, money orders, and Western Union money transfers.
Where is Shell Federal Credit Union located?
Their main branch is located at 11526 Spencer Hwy, La Porte, TX 77571, USA.
Are there any convenient places nearby Shell Federal Credit Union for quick errands or food?
Yes, nearby you can find convenience stores and gas stations like 7-Eleven, Stripes, and Sunoco, as well as the Laredo Taco Company restaurant, which are ideal for grabbing a quick snack or fueling your vehicle before or after your visit.
Can I handle money transfers easily when visiting Shell Federal Credit Union?
Yes, Western Union money transfer services are available nearby, enabling convenient money transfers along with other financial services.
What nearby parks or recreational spots can I visit when coming to Shell Federal Credit Union?
Spencer Landing Park is close by, offering a relaxing spot for a walk or outdoor activities before or after your visit to the credit union.