Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans.
Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County can bank with Shell FCU. Thank you for the opportunity to serve you!
Horrible service. You have to monitor your account every day, twice a day, due they make courtesy charges even if you have money available.
HF
Hillary Faught
Sep 30, 2025
1.0
This 1 star review is not on the employee or the service I got from the employee. This 1 star review is for the Shell Federal Credit Union Company itself. The teller that took care of my transaction was so sweet and professional. However, the teller was having to take care of a long backed up lobby line by herself. She had no assistance or backup at all. I felt so bad and a little uncomfortable seeing this poor sweet employee very overwhelmed and stressed because this company seems to think it ok to take advantage of their employees. The wait in line was quite long, and the person in-front of me was very noticeably getting very upset and growing very impatient. Which I don't blame him or the employee. I’m just glad he didn’t take it out on the very sweet and overwhelmed teller. The way this company obviously believes the way they treat their employees is ok, is absolutely ridiculous, appalling, and just plain sad. It is definitely not fair for you to treat your employees like this and definitely not fair for you treat your customers like this.
MB
mickey butler
Sep 6, 2025
5.0
Good service
JM
Julinda McGee
Aug 27, 2025
1.0
I hate this bank and I’m about to find a new bank. I can’t rant about so many things. But how they gonna cash your check before telling you that there will be a 12 day hold. I could have took it to my other credit union and walked away with all of the cash. People need there money now not later. It’s ridiculous and I’m so pissed. As soon as my check posts I’m leaving.
Frequently Asked Questions About Shell Federal Credit Union
What are the regular business hours for Shell Federal Credit Union?
Shell Federal Credit Union is open Monday to Friday from 9:00 AM to 5:00 PM, Thursday until 5:30 PM, and Saturdays from 9:00 AM to 12:30 PM. It is closed on Sundays.
Does Shell Federal Credit Union offer drive-thru services and what are the hours?
Yes, the drive-thru is open Monday to Wednesday from 7:30 AM to 6:00 PM, Thursday and Friday from 7:30 AM to 7:00 PM, and Saturday from 8:00 AM to 12:30 PM.
Can I access Shell Federal Credit Union's services online, and what are their online service hours?
Online services are available Monday to Friday from 7:00 AM to 10:00 PM, Saturday 9:00 AM to 5:00 PM, and closed on Sunday.
What types of accounts does Shell Federal Credit Union offer?
They offer checking accounts, savings accounts, individual retirement accounts (IRAs), money market accounts, business accounts, and share certificates.
What loan options are available at Shell Federal Credit Union?
They provide auto loans, credit cards, personal loans, and mortgage loans with competitive rates.
What additional services can members access at Shell Federal Credit Union?
Services include making appointments, investments, insurance, digital banking, notary, safety deposit boxes, wire transfers, VISA gift cards, cashier's checks, money orders, and Western Union money transfers.
Where is Shell Federal Credit Union located?
Their main branch is located at 11526 Spencer Hwy, La Porte, TX 77571, USA.
Are there any convenient places nearby Shell Federal Credit Union for quick errands or food?
Yes, nearby you can find convenience stores and gas stations like 7-Eleven, Stripes, and Sunoco, as well as the Laredo Taco Company restaurant, which are ideal for grabbing a quick snack or fueling your vehicle before or after your visit.
Can I handle money transfers easily when visiting Shell Federal Credit Union?
Yes, Western Union money transfer services are available nearby, enabling convenient money transfers along with other financial services.
What nearby parks or recreational spots can I visit when coming to Shell Federal Credit Union?
Spencer Landing Park is close by, offering a relaxing spot for a walk or outdoor activities before or after your visit to the credit union.