Heights Finance in Killeen, TX (formerly Covington Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
It was quick and easy very friendly ladies that work here would 100% recommend coming if you need anything they got you
DJ
DyO'n Jones
Oct 20, 2025
3.0
Ms. Shavaya Dean is a great worker for the company. She's very knowledgeable, very patient, very attentive, and very good over all employee. I appreciate everything she's done for me and I would do business with them and send people I know. Thanks again Ms. Dean
GB
gorilla black
Oct 8, 2025
5.0
best place ever Annette number 1 is really nice and super professional
JG
jason green
Mar 8, 2023
5.0
I spoke Mrs. Gracie from the office located on Stan Sluether loop and see was very professional and she knew exactly what I needed help with even though it was difficult for me to explain. Top notch.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Killeen offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured personal loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at a branch. The process is designed to be fast and easy with personalized loan options.
What identification and documents are needed to apply for a loan?
Applicants should bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility/bank statements.
Does Heights Finance require a good credit score to approve a loan?
Good credit can help, but loan decisions are based on multiple factors. You may qualify without stellar credit by applying and discussing options.
What are the branch hours for Heights Finance in Killeen?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Does Heights Finance have accessible facilities?
Yes, the location has a wheelchair accessible entrance, onsite services, and onsite parking with no appointment required.
Where is Heights Finance located in Killeen?
Heights Finance is located at 3401 W. Stan Schlueter Loop, Killeen, TX 76549.
Are there any nearby restaurants where I can eat before or after visiting Heights Finance?
Yes, nearby restaurants include Baguette Bistro, Right Side Sandwiches BBQ, Arby's, KFC, and Taco Casa. These options provide convenient dining close to the branch.
What child care facilities are near Heights Finance in Killeen?
You will find child care and preschool services nearby at Handprints Academy and Any Time Child Care, which can be helpful if you need care during your visit.
Are there any nearby stores where I can shop or get phone services near Heights Finance?
Yes, nearby you can visit Total Wireless for mobile phone needs, America's Heroes Comics and Games for books and gifts, and The Point Liquor for beverage purchases.